USDA Loan Vs. FHA loan pro & con Mount-Prospect, Cook County, IL

In 2025, USDA loan limit in Mount-Prospect, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Mount-Prospect, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 406-5014 Lender's profile and map Reviews Cedar Home Loans LLC 120 Buffalo Court, Dillon, CO, 80435 Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
(713) 551-0491 Lender's profile and map Reviews PIE Credit Union 12320 Main Street, Houston, TX, 77035 In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
(832) 495-4068 Lender's profile and map Reviews ZAPA Mortgage Inc 5326 West Bellfort Street, Suite 109, Houston, TX, 77035 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(307) 684-5591 Lender's profile and map Reviews Buffalo Federal Bank 106 Fort Street, Buffalo, WY, 82834 In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
(307) 684-2211 Lender's profile and map Reviews First Northern Bank of Wyoming 141 S. Main St, Buffalo, WY, 82834 First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
(281) 377-5201 Lender's profile and map Reviews Texas Professional Mortgage 848 Dominion Drive, Suite 200-A, Katy, TX, 77450 "Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs. Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
(303) 525-2613 Lender's profile and map Reviews Front Porch Mortgage LLC 916 Sterling Creek Circle, Katy, TX, 77450 Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
(844) 726-4311 Lender's profile and map Reviews Range Mortgage LLC 22503 Katy Freeway, Katy, TX, 77450 Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower. Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
(762) 333-2790 Lender's profile and map Reviews Call A Friend Financial Services LLC 8003 Duffield Lane, Houston, TX, 77071 CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
(832) 569-2067 Lender's profile and map Reviews Noble Home Mortgage LLC 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546 Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
(832) 525-0186 Lender's profile and map Reviews TOP CHOICE LENDING, LLC 11224 Southwest Fwy, Suite 100, Houston, TX, 77031 Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.