USDA Loan Vs. FHA loan for Prospect-Heights, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Prospect-Heights, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prospect-Heights, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(803) 779-3638 673 miles Lender's profile and map Reviews Columbia Mortgage Corporation 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204 Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
(803) 732-5000 673 miles Lender's profile and map Reviews Palmetto Citizens Federal Credit Union 2200 N. Beltline Blvd., Columbia, SC, 29204 Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.
(908) 995-2326 673 miles Lender's profile and map Reviews Riegel Federal Credit Union 515 Milford-Warren Glen Rd, Milford, NJ, 08848 In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.
(919) 478-9280 673 miles Lender's profile and map Reviews VAZ FINANCIAL LLC 2910 Morris Rd, Ardmore, PA, 19003 Whether you’re buying your first home, or your third, applying for a mortgage can feel overwhelming. You don’t have to go it alone. We are here to help you make your Florida dream home a reality. Our team is committed to finding you the right Florida Mortgage Loan. Our patience and friendliness will set you at ease throughout the process.
(334) 821-9200 673 miles Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
(205) 588-0672 673 miles Lender's profile and map Reviews GULF STATES FINANCIAL 305 E. Thach Avenue, Suite H, Auburn, AL, 36830 Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
(215) 375-7790 674 miles Lender's profile and map Reviews Go Loan Go LLC 818 Windermere Avenue, Drexel Hill, PA, 19026 Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
(484) 461-7283 674 miles Lender's profile and map Reviews Atlantic Finance Group LLC 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026 Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
(215) 646-8400 674 miles Lender's profile and map Reviews Ambler Savings Bank 155 E Butler Avenue, Ambler, PA, 19002 For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents
(215) 658-1901 674 miles Lender's profile and map Reviews United Lending Group of NJ 1716 Penns Ln, Ambler, PA, 19002 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(215) 880-3636 674 miles Lender's profile and map Reviews Philadelphia Mortgage Company, Inc 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.