USDA and FHA Pro and Con in Prospect-Heights, Cook County, IL
In 2025, the USDA loan cap in Prospect-Heights, within Cook, IL, is $0. For a single-family home, the FHA limit stands at $379,500.
With the Lendersa® USDA loan calculator, explore today's top USDA vs FHA rates, determining necessary income, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide on the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Prospect-Heights, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Programs in Prospect-Heights, IL
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan without difficulty. Start from one of three pathways to connect with matching lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA mortgages require no down payment at all.
Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
5850 W Interstate 20, Suite 200, Arlington, TX, 76017
Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.
6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
AMUSA Commercial Capital is a 31-year-old non-bank small-balance commercial lender funding in most states. We fund most commercial property types. Our loan programs include funding investment and owner-occupied properties. We do not require business or personal tax returns, or financial statements. We have lite doc and no doc programs. We h
200 Taylor Street, Suite 215, Fort Worth, TX, 76102
In 1955, a group of Tarrant County employees came together to fulfill their vision - the creation of a credit union to serve the unique needs of Tarrant County staff members. Since that time, TCCU has grown into an award-winning $104M credit union, serving over 11, 200 members and We're now in five Tarrant County facilities.
EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.
Ben E. Keith Company is the sole sponsor of Ben E. Keith Employees FCU. We offer membership to only the employees, retirees and eligible family members of both the Food and Beverage divisions of Ben E. Keith Company. We can proudly say that we have remained true to the uniqueness of credit unions
Worthington National Bank is one of the few locally owned and operated banks in Tarrant County and puts a priority on relationship-based banking. There are no 1-800 numbers and no automated phone systems. Offering checking, savings, money market accounts, loans and mortgage services, Worthington National Bank has a philosophy that all customers
CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.
Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment
801 Cherry Street, Suite 3500, Fort Worth, TX, 76102
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers.
600 West 6th Street, 4th Floor, Fort Worth, TX, 76102
Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
