USDA Loan Vs. FHA loan pro & con for Prospect-Heights, Cook County, IL

In 2025, USDA loan limit in Prospect-Heights, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Prospect-Heights, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 890-0005 714 miles Lender's profile and map Reviews NJ Lenders Corporation 219 Paterson Ave, Little Falls, NJ, 07424 We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
(800) 663-4220 714 miles Lender's profile and map Reviews Omega Financial Services, Inc. 1185 Morris Avenue, Union, NJ, 07083 Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
(973) 337-5950 714 miles Lender's profile and map Reviews PLATINUM MORTGAGE, LLC 1915 Morris Avenue, #2, Union, NJ, 7083 At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(732) 727-3500 714 miles Lender's profile and map Reviews Raritan Bay Federal Credit Union 491 Raritan Street, Sayreville, NJ, 08872 Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
(732) 254-7573 714 miles Lender's profile and map Reviews Parlin DuPont Employees Federal Credit Union 389 Washington Road, Office 2, Sayreville, NJ, 08872 The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
(302) 226-9800 714 miles Lender's profile and map Reviews County Bank 19927 Shuttle Road, Rehoboth Beach, DE, 19971 County Bank’s primary mission has been to serve the banking needs of southern Delaware, and this continues to be the driving force behind the bank today. High quality customer service is the true mission of the bank. Our products are designed to meet the needs of our customers and our employees are hired to provide friendly, knowledgeable, and effi
(800) 485-1387 714 miles Lender's profile and map Reviews Bank of England Mortgage 19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971 Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
(302) 480-0528 714 miles Lender's profile and map Reviews Evolve Bank & Trust 19405 Plantations Road, Rehoboth Beach, DE, 19971 Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
(302) 684-3932 714 miles Lender's profile and map Reviews Atlantic Prime Mortgage 19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971 We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
(334) 566-4000 714 miles Lender's profile and map Reviews Troy Bank & Trust 1000 Hwy 231 South, Troy, AL, 36081 Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
(845) 928-2845 714 miles Lender's profile and map Reviews Superior Mortgage Co., Inc. 578 Route 32, Highland Mills, NY, 10930 Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.