In 2025, the USDA loan limit for Carlinville, situated in Macoupin county, IL, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA options. Understand the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in Carlinville, Macoupin County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Carlinville, IL
Lendersa® aims to quickly secure the best possible USDA or FHA loan for you without hassle. Select one of three starting paths to connect with lenders offering USDA loan programs that match your needs.
A USDA home loan, supported by the U.S. Department of Agriculture, is often called a USDA rural development loan or mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering substantial benefits to eligible borrowers.
Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,
220 S. Peters Road, Suite 100, Knoxville, TN, 37923
Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
8320 East Walker Springs Lane, Knoxville, TN, 37923
Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations
Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.
We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.