USDA Vs. FHA your options comparison in Bartlett, Cook County, IL

In 2025, the USDA loan limit in Bartlett, within Cook, IL is $0, whereas the FHA limit for a single-family house is $379,500.

Use the Lendersa® USDA loan calculator to compare current top USDA and FHA rates, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Bartlett, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Bartlett, IL

The goal of Lendersa® is to efficiently match you with the ideal USDA or FHA loan. Choose from three starting options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, a USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
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  • Fibre Federal Credit Union
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  • Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.
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  • CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
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  • Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
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