USDA Vs. FHA Pro and Con comparison in South-Elgin, Kane County, IL
For 2025, the USDA loan limit in South-Elgin within Kane County, IL is $303,600. For a single-family home, the FHA limit stands at $379,500.
Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today, determining necessary income, credit, reserves, and documentation for qualification. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your unique financial needs in .
2025 Loan Limits and Down Payment Requirements in South-Elgin, Kane, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in South-Elgin, IL
Lendersa® aims to secure the best possible USDA or FHA loans for you, quickly and with ease. Begin with one of three starting routes that connect you to loan programs and matching lenders.
A USDA home loan is a government-backed loan through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.
Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
Norwalk Loan Company was established in 2016 in order to bring a new face to the pawn brokerage industry. With over 10 years of experience, our knowledgeable and friendly staff will ensure to guarantee your satisfaction for your lending needs. Our specialties include precious metals, rare coins and other numismatics.
We offer customized services for anyone seeking personal cash loans, commercial, mortgage loans, equipment leasing/financing for your business, or any Real Estate needs. Whether you are buying/selling commercial or residential properties, or property management services, Anuva Capital Has you covered.
US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.
606 East Glenoaks Boulevard, Suite 120, Glendale, CA, 91207
Our simple application process can be completed in less than a minute. We assess your strengths as a borrower. We take care of the underwriting process once your application is pre-qualifeid. After we obtain the minimal required documentations from you, our underwriters get to work and don’t rest until we get you funded.
485 E. 17th Street, Suite 200 & 202, Costa Mesa, CA, 92627
our full loan approval process is unique in comparison to the average lender's pre-approval process. My team is structured to provide a high level of customer service. Please contact us to inquire about the advantages of our VIP buyer program!”val process is unique in comparison to the average lender's pre-approval process.
485 E 17th Street, Suite 220, Costa Mesa, CA, 92627
American Heritage Lending is a retail mortgage company headquartered in Costa Mesa, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success.
Jewelry-N-Loan is a one-of-a-kind, family-owned jewelry store and pawnshop located in Costa Mesa, California. We pride ourselves on being the leading resource in Orange County for purchasing, selling, trading, and lending against fine watches, gold, coins, diamonds, and jewelry. Our history starts with our family that has been proudly serving the p
