USDA Vs. FHA Pro and Con comparison in Streamwood, Cook County, IL

As of 2025, the USDA loan cap in Streamwood, Cook, IL is $0. Meanwhile, a single-family home's FHA limit stands at $472,030.

With the Lendersa® USDA loan calculator, you can assess the latest USDA and FHA rates, along with necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows for a side-by-side look at USDA, FHA, Conforming, and VA options in Alabama, helping you choose the best financial fit.

Explore loan offers from 100 lenders

2025 Loan Limits in Streamwood, Cook, IL

Type Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional $726,200 3%

Exploring Loan Choices in Streamwood, IL

Lendersa® aims to seamlessly get you the best USDA or FHA loan. Begin with one of three choices that connect you to matching lenders and USDA programs.

Lendersa USDA loan matching results

Understanding USDA Loans in IL

A USDA loan is government-backed by the Department of Agriculture and available for rural regions, also known as USDA rural development or mortgage. Unlike FHA loans that need a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Trust Financial LLC
  • 604 French Creek Lane, Chester Springs, PA, 19425
  • 1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
  • Lehigh Valley Educators Credit Union
  • 3720 Hamilton Boulevard, Allentown, PA, 18103
  • Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
  • Allentown Federal Credit Union
  • 1325 Oxford Drive, Allentown, PA, 18103
  • Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
  • Carolina's Mortgage Source, Inc.
  • 2500 Regency Pkwy, Cary, NC, 27518
  • At Carolina's Mortgage Source, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. We work with multiple lenders and we can provide our clients with extremely competitive pricing.
  • Jason L Harris The Triangle Mortgage Man
  • 1400 Crescent Green Drive, Suite 100, Cary, NC, 27518
  • Jason brings you over 16 years of experience as a lending professional providing a concierge level of customer service, transparency, and excellent communication throughout the entire loan approval and closing process. Having transacted thousands of loan closings, Jason prides himself on helping families navigate through
  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient