USDA Vs. FHA your options comparison in Havana, Mason County, IL
For 2025, the USDA loan ceiling in Havana, located within the county of Mason, IL, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, assessing the necessary income, credit profile, reserves, and paperwork needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in determining the best program for your financial circumstances in .
2025 Loan Caps and Downpayment Essentials in Havana, Mason, IL
Loan Category
Loan Ceiling
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Opportunities in Havana, IL
The mission of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and without hassle. You may select one of three pathways to connect with lenders and explore USDA loan options.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5650 Whitesville Rd Suite 106, Columbus, GA, 31904
The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
Martinsville First Savings Bank came to life in 1924 when local businessmen saw a need for mortgage lending to help the growing city of Martinsville prosper. We have thrived through decades of change and have been a source for mortgages and banking in the community since day one – supporting local organizations and initiatives along the way.
201 South Stratford Road, Winston Salem, NC, 27103
At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
