USDA Loan Vs. FHA loan pro & con for Havana, Mason County, IL

In 2025, USDA loan limit in Havana, county of Mason, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Havana, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(479) 788-4600 413 miles Lender's profile and map Reviews First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(402) 993-2231 413 miles Lender's profile and map Reviews Genoa Community Bank 502 Willard Ave, Genoa, NE, 68640 The mission of Genoa Community Bank is to provide financial services to the local market area, to meet the needs of its shareholders and employees, and to assist Genoa and surrounding communities to maintain and grow economic activity. Genoa Community Bank will uphold the highest standards of quality and ethics.
(320) 978-6351 413 miles Lender's profile and map Reviews PrinsBank 508 Third Street, Prinsburg, MN, 56281 PrinsBank was established in 1916 to serve the needs of our local communities. We offer a variety of banking products and services. We are proud of our ability to provide full-service banking with prompt, local decision making from people who know you. PrinsBank strives to make our customer's banking experiences easy and pleasant.
(931) 484-6178 413 miles Lender's profile and map Reviews Highland Federal Savings and Loan Association 106 South Main St, Suite 103, Crossville, TN, 38555 The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
(931) 484-9433 413 miles Lender's profile and map Reviews Upper Cumberland Federal Credit Union 627 Livingston Road, Crossville, TN, 38555 Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
(931) 707-1500 413 miles Lender's profile and map Reviews First Cumberland Mortgage 186 Highway 70 E, Crossville, TN, 38555 First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
(606) 666-7575 413 miles Lender's profile and map Reviews Citizens Bank & Trust Co. of Jackson 720 Hwy 15 South, Jackson, KY, 41339 Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
(402) 757-3231 413 miles Lender's profile and map Reviews First State Bank PO Box 65, Hordville, NE, 68846 First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
(662) 563-9311 414 miles Lender's profile and map Reviews First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(620) 628-4425 414 miles Lender's profile and map Reviews The State Bank of Canton, Canton, Kansas 103 South Main Street, Canton, KS, 67428 The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895. The State Bank of Canton served the Canton community at 112 N Main for 79 years.
(501) 375-5873 414 miles Lender's profile and map Reviews Little Rock Federal Credit Union 11600 William Dillard Dr, Shannon Hills, AR, 72103 In early 1939, the employees of the Democrat Printing & Lithograph established a federal chartered Credit Union as a non-profit organization to serve its members by promoting thrift and creating a source of credit at a reasonable rate of interest. The Charter members of the Credit Union were Merlin Herrington,
(740) 743-1349 414 miles Lender's profile and map Reviews Commodore Bank 100 East Main Street, Somerset, OH, 43783 Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.