USDA Vs. FHA Pro and Con comparison in Mount-Sterling, Brown County, IL
In 2025, the USDA loan ceiling in Mount-Sterling, located in the county of Brown, IL, is established at $285,000, whereas the FHA limit for a single-family property stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates, and establish the income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited for your financial situation.
2025 Loan Caps and Down Payment Specifications in Mount-Sterling, County of Brown, IL
Type of Loan
Loan Limit
Initial Deposit
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mount-Sterling, IL
The aim of Lendersa® is to promptly provide you with the optimal USDA or FHA loan, hassle-free. Pick one of three entry points that align you with suitable lenders and USDA loan offerings.
The USDA home loan, facilitated by the government Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
"Our mission is to help our members achieve their financial goals and dreams through:
Personal Connections, Simple Solutions, & Lifetime Relationships.
Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
Star Loans was founded with an emphasis on providing superior customer service to our local communities to each and every person, each and every day. This continued emphasis allows us to create positive business relationships with our community. Each of our branches are managed by local individuals that understand their communities.
LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU.
NEW HOMES AND RESALE HOMES
SECOND HOMES AND VACATION HOMES ETC..
CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.
At Amegy, we strive to create a great place to work that reflects the communities we serve, where everyone counts, differences are valued and respected, and all employees are encouraged to contribute to business objectives. We are pleased to share with the communities we serve a summary of our organizational reflection.
Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
4495 Crossings Boulevard, Prince George, VA, 23875
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
