USDA Vs. FHA Pro and Con comparison in Mount-Sterling, Brown County, IL
In 2025, the USDA loan ceiling in Mount-Sterling, located in the county of Brown, IL, is established at $285,000, whereas the FHA limit for a single-family property stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates, and establish the income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited for your financial situation.
2025 Loan Caps and Down Payment Specifications in Mount-Sterling, County of Brown, IL
Type of Loan
Loan Limit
Initial Deposit
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mount-Sterling, IL
The aim of Lendersa® is to promptly provide you with the optimal USDA or FHA loan, hassle-free. Pick one of three entry points that align you with suitable lenders and USDA loan offerings.
The USDA home loan, facilitated by the government Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
Unlock your financial potential with Diversified Financing Solutions, spearheaded by Kip Adkins. Our mission is tailored financial strategies to ensure your business thrives. We offer unique, client-focused solutions designed to drive growth and efficiency. Connect with us to elevate your financial future.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
Morningstar Mortgage is a Federal Housing Agency Approved Lending Institution. Approved Lender # 24053-00004. We are not simply a branch of one bank and limited to the reverse mortgage products they offer. We offer a range of different options from many wholesale lending sources both government insured, and privately held.
State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
16162 Beach Blvd, Suite 250, Huntington Beach, CA, 92647
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
We can guide you to the right loan amount & best program for you. Based on standard lender guidelines, we'll have you pre-approved & ready to purchase.We'll guide you through the process and make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.
16152 Beach Boulevard, Suite 131, Huntington Beach, CA, 92647
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17011 Beach Boulevard, Suite 230, Huntington Beach, CA, 92647
At Professionals Mortgage Group. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in Mortgage Loans and Refinance Loans in Huntington Beach, Seal Beach, Fountain Valley, Westminster, Long Beach, and Santa Ana. We also serve the surrounding cities in Orange County.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
OC Realtors to help find your dream home in the city you are looking People are often treated like a statistic when shopping for a mortgage. This creates poor communication & response time, jeopardizing your dream of home ownership. A broker who will treat you like a business partner and guide you through the process is rare.
16162 Beach Boulevard, Suite 304, Huntington Beach, CA, 92647
Lendingwide is a full service lender in providing mortgage banking resources for real estate loans that offers competitive rates in today's market. At Lendingwide, we are committed to provide quality lending products and services that create trust by achieving superior customer satisfaction.
7755 Center Ave, 11th Floor, Huntington Beach, CA, 92647
Ameristar Capital Mortgage Inc., where we specialize in residential mortgages. At Ameristar Capital Mortgage Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
