USDA and FHA Pro and Con in Mount-Sterling, Brown County, IL
In 2025, the USDA loan ceiling in Mount-Sterling, located in the county of Brown, IL, is established at $285,000, whereas the FHA limit for a single-family property stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates, and establish the income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited for your financial situation.
2025 Loan Caps and Down Payment Specifications in Mount-Sterling, County of Brown, IL
Type of Loan
Loan Limit
Initial Deposit
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mount-Sterling, IL
The aim of Lendersa® is to promptly provide you with the optimal USDA or FHA loan, hassle-free. Pick one of three entry points that align you with suitable lenders and USDA loan offerings.
The USDA home loan, facilitated by the government Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Our pledge is to provide the very best financial services, using sound business practices in the most professional & friendly manner possible. Your privacy is important to NETTFCU. We do not give out any non-public personal information to anyone except as permitted or required by law & to 3rd parties as needed to conduct business on your behalf.
Liberty National Bank is a full-service community bank serving the financial and civic needs of the greater Red River Valley. In addition to two banking locations in the City of Paris, Liberty also has an ATM machine located in West Paris at 1929 Bonham St. Liberty makes available to its customers.
RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
AMS Mortgage, a Mississippi Licensed Mortgage Company, is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
Hibbing Co-op Credit Union (HCCU) has been serving the communities of the Iron Range and the neighboring area with a complete array of financial services since 1939. HCCU is a non-profit, member owned cooperative financial institution with membership privileges available to all residents of northern Minnesota.
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
To our customers, we pledge performance excell
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
