USDA Vs. FHA Pro and Con comparison in Rushville, Schuyler County, IL

In 2025, the USDA loan limit for Rushville in Schuyler County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today’s leading USDA versus FHA rates and ascertain the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side to determine the most suitable program in for your particular financial situation.

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2025 Loan Limits and Downpayment Requirements in Rushville, Schuyler County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Rushville, IL

Lendersa® strives to quickly and easily connect you with the optimal USDA or FHA loan. Choose one of three starting points to align with lenders and explore USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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