USDA Vs. FHA Pro and Con comparison in Rushville, Schuyler County, IL

In 2025, the USDA loan limit for Rushville in Schuyler County, IL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to evaluate today’s leading USDA versus FHA rates and ascertain the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side to determine the most suitable program in for your particular financial situation.

Compare offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Rushville, Schuyler County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Rushville, IL

Lendersa® strives to quickly and easily connect you with the optimal USDA or FHA loan. Choose one of three starting points to align with lenders and explore USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Cities Credit Union
  • 22777 Main St, Hayward, CA, 94541
  • Bay Cities Credit Union is located in Hayward, CA, United States and is part of the Depository Credit Intermediation Industry. Bay Cities Credit Union has 33 total employees across all of its locations and generates $2.27 million in sales (USD). There are 2 companies in the Bay Cities Credit Union corporate family.
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
  • Just Loans
  • PO Box 53, Campbell, CA, 95009
  • Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.
  • Harvest Real Estate Group, Incorporated
  • 20876 Wilbeam Ave, Castro Valley, CA, 94546
  • Harvest Investments is a real estate group based in the San Francisco Bay Area. It was founded in 1991 as a collaboration between a husband and wife: he pounded the pavement for their clients while she managed the back-end coordinating of each real estate transaction. Their business grew steadily by word of mouth, expanding slowly.
  • BayCal Mortgage
  • 3553 Castro Valley Blvd, Suite H, Castro Valley, CA, 94546
  • "BayCal Capital is a client-focused and trustworthy company, providing ethical and sound advice in real estate & lending. Our team of professional Realtors and Mortgage Originators, come with an extensive amount of experience in the Real Estate industry, and are available at any time."
  • Silicon Valley Mortgage Corp
  • 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
  • "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California. We offer the assistance you need to help in all of your mortgage endeavors.
  • Victoria Capital Mortgage Company
  • 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
  • "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003. Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates. Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
  • Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
  • Loanco, Inc.
  • 331 Santa Rosa Drive, Los Gatos, CA, 95032
  • Founded in 1987, ​​Loanco is a real estate finance company active since the late 1980’s. Our staff is comprised of talented and accomplished individuals. We offer one to four unit residential mortgage loans and commercial real estate loans. We have over 70 years industry experience to put to work for our clients.
  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.