USDA and FHA Pro and Con in Rosemont, Cook County, IL

In 2025, the USDA loan limit for Rosemont, in Cook County, IL, is $0, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's USDA against FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA side by side, helping decide which program in suits your financial situation best.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Rosemont, Cook County, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Rosemont, IL

Lendersa® aims to secure the best USDA or FHA loan for you quickly, with no hassle. Start from one of the three ways, resulting in matching lenders and USDA programs.

Lendersa's USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, secured by the Department of Agriculture, often called a USDA rural development loan or a USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • South East Mortgage Co
  • 6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
  • Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • Brookdale Home Loans
  • 10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
  • Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
  • The Home Loan Source
  • 24001 Calle Magdalena, Suite 3950, Laguna Hills, CA, 92654
  • The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.
  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:
  • eRESI Mortgage
  • 21 Miller Alley, Suite 210, Pasadena, CA, 91105
  • Mortgage funding platform eRESI Mortgage has revealed that The Global Atlantic Financial Group, a life and annuity insurance company, will become its majority owner. In a statement, eRESI said that subsidiaries of Global Atlantic have acquired a majority stake in the company. eRESI Founded in 2019.
  • CHERIX
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • Simple, affordable, reliable. Cherix will find you the home loan at the lowest cost possible. Whether you’re looking to buy your first home or refinance your existing mortgage, talk to our mortgage specialist today and let us help you! We provide customized mortgage solutions based on your situation.
  • LA Financial Credit Union
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • LA Financial Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow - a financial institution dedicated to their best interest.Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow
  • Cinch Mortgage
  • 107 South Fair Oaks Avenue, Suite 225, Pasadena, CA, 91105
  • Cinch Real Estate + Mortgage is a full-service brokerage that helps homebuyers, homeowners, and investors stay ahead of the curve to maximize their investment potential. Whether you're a first time home buyer or have been through this before - our job is to streamline the real estate and mortgage process in order to make your dreams come true.