USDA Loan Vs. FHA loan pro & con for Rosemont, Cook County, IL

In 2025, USDA loan limit in Rosemont, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rosemont, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(573) 893-5665 331 miles Lender's profile and map Reviews Farmers Bank of Lohman, Missouri 103 Lomo Drive, Jefferson City, MO, 65109 Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
(573) 632-2848 331 miles Lender's profile and map Reviews Highway Alliance Credit Union 2010 William Street, Jefferson City, MO, 65109 Highway Alliance Credit Union has been open since 1958. The credit union has assets totaling $24.93 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(573) 522-4000 331 miles Lender's profile and map Reviews Conservation Employees’ Credit Union 2915 W Truman Boulevard, Jefferson City, MO, 65109 Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
(573) 634-0888 331 miles Lender's profile and map Reviews Jefferson Bank 700 Southwest Blvd., Jefferson City, MO, 65109 At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
(573) 636-5017 331 miles Lender's profile and map Reviews Accord Mortgage 2810 S. Ten Mile Dr., Jefferson City, MO, 65109 Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
(906) 293-5117 332 miles Lender's profile and map Reviews Tahquamenon Area Credit Union 7693 State Highway M123, Newberry, MI, 49868 We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.
(651) 698-4335 332 miles Lender's profile and map Reviews Highland Federal Finance 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425 Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
(800) 862-1998 332 miles Lender's profile and map Reviews TruStone Financial Credit Union 2772 E 82nd St, Bloomington, MN, 55425 Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.
(330) 745-8897 332 miles Lender's profile and map Reviews New Horizon Federal Credit Union 180 Second Street SW, Barberton, OH, 44203 NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
(866) 962-0916 332 miles Lender's profile and map Reviews INTEGRITY FEDERAL CREDIT UNION 971 Wooster Road West, Barberton, OH, 44203 Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(270) 545-3301 332 miles Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.