USDA VS FHA in Franklin-Park, Cook County, IL

In 2025, the USDA loan limit in Franklin-Park, Cook county, IL, is $0, whereas the FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA, assessing the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, aiding your decision for the best option in .

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2025 Loan Limits and Down Payment Requirements in Franklin-Park, Cook, IL

Loan Type Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Franklin-Park, IL

The aim of Lendersa® is to deliver the ideal USDA or FHA loan swiftly, without hassle. Start with one of three paths to connect with matching lenders and USDA program options.

Results from Lendersa USDA loan request

Understanding USDA Loans in IL

A USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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