USDA and FHA Pro and Con in Franklin-Park, Cook County, IL

In 2025, the USDA loan limit in Franklin-Park, Cook county, IL, is $0, whereas the FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA, assessing the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, aiding your decision for the best option in .

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2025 Loan Limits and Down Payment Requirements in Franklin-Park, Cook, IL

Loan Type Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Franklin-Park, IL

The aim of Lendersa® is to deliver the ideal USDA or FHA loan swiftly, without hassle. Start with one of three paths to connect with matching lenders and USDA program options.

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Understanding USDA Loans in IL

A USDA home loan, supported by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 11412 Jimrik Avenue, Bakersfield, CA, 93312
  • 1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
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  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
  • Denali Commercial Mortgage
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  • Allwest Mortgage Company
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  • EZ Online Mortgage Inc.
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  • GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.
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  • 3037 West Jefferson Boulevard, Los Angeles, CA, 90018
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  • Clackamas Federal Credit Union
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