USDA Loan Vs. FHA loan for Des-Plaines, IL 2025

In 2025, USDA loan limit in Des-Plaines, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Des-Plaines, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 282-1735 Lender's profile and map Reviews PeoplesChoice Credit Union 23 Industrial Park Rd, Saco, ME, 04072 Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
(207) 839-4450 Lender's profile and map Reviews Gorham Savings Bank 64 Main St, Gorham, ME, 04038 We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
(207) 839-5588 Lender's profile and map Reviews Casco Federal Credit Union 375 Main St, Gorham, ME, 04038 Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
(409) 221-6777 Lender's profile and map Reviews First State Bank of Texas 4039 Ih 10 East, Orange, TX, 77630 First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
(409) 988-1300 Lender's profile and map Reviews Sabine Federal Credit Union 1939 Strickland Drive, Orange, TX, 77630 Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
(409) 899-3430 Lender's profile and map Reviews DuGood Federal Credit Union 7505 Eastex Freeway, Beaumont, TX, 77708 We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
(207) 369-9976 Lender's profile and map Reviews Oxford Federal Credit Union 225 River Road, Mexico, ME, 04257 Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
(508) 696-1801 Lender's profile and map Reviews Martha's Vineyard Mortgage Company LLC 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568 Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
(800) 318-3159 Lender's profile and map Reviews Florida Capital Bank 10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256 FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
(904) 292-1212 Lender's profile and map Reviews Bankers Home Mortgage 10175 Fortune Parkway, Unit 1004, Jacksonville, FL, 32256 We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.