USDA Loan Vs. FHA loan for Des-Plaines, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Des-Plaines, county of Cook, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Des-Plaines, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(570) 265-8410 588 miles Lender's profile and map Reviews Craftmaster Federal Credit Union 562 Shiner Road, Towanda, PA, 18848 The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
(864) 962-9121 589 miles Lender's profile and map Reviews Classic Home Mortgage 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680 Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
6786306633 589 miles Lender's profile and map Reviews Fund and Close 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328 Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
4046322844 589 miles Lender's profile and map Reviews Yieldi 1 Glenlake Pkwy Ste. 1050, Atlanta, GA, 30328 At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
(800) 360-6362 589 miles Lender's profile and map Reviews On The Grid Financial 5901A Peachtree Dunwoody Road, Suite 275, Atlanta, GA, 30328 On The Grid Financial is a not for profit financial institution located in Metro Atlanta, Georgia, United States, serving those employed in the Electric Utility Industry in eleven states: Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee and Virginia.
(404) 240-1733 589 miles Lender's profile and map Reviews Georgia Certified Development Corporation 5855 Sandy Springs Circle NE, Suite 300, Atlanta, GA, 30328 GCDC provides powerful tools for economic growth in Georgia. We play an integral role in stimulating the local, regional and statewide economies by partnering with lenders to provide SBA 504 Loans to small businesses. To date, we have lent over $100 million and created over 2, 500 jobs.
(800) 544-3328 589 miles Lender's profile and map Reviews Delta Community Credit Union 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328 Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
(800) 851-0263 589 miles Lender's profile and map Reviews Crescent Mortgage Company 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328 Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.
(770) 450-6315 589 miles Lender's profile and map Reviews BiFin Technologies 5 Concourse Pkwy, Atlanta, GA, 30328 Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
(866) 888-8074 589 miles Lender's profile and map Reviews Commercial Property Lenders 6065 Roswell Road, Atlanta, GA, 30328 Commercial Property Lenders can normally provide loans with a higher loan to value and longer term than the local bank. If you are looking for a lender that will say YES when your bank says NO, and if you need a business loan with a 20-30 year amortization to make it work, look no farther. Minimum loan size is $1, 000, 000.00.