USDA Loan Vs. FHA loan for Chicago, IL [Cook County Rates 2023]

In 2025, USDA loan limit in Chicago, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chicago, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(301) 519-9780 595 miles Lender's profile and map Reviews MVP Postal and Printing Federal Credit Union 16501 Shady Grove Road, Gaithersburg, MD, 20898 We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
(501) 332-6530 595 miles Lender's profile and map Reviews Diamond Lakes Federal Credit Union 7333 Highway 270, Malvern, AR, 72104 Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
(501) 332-6955 595 miles Lender's profile and map Reviews Malvern National Bank 501 South Main Street, Malvern, AR, 72104 MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
(410) 476-1560 595 miles Lender's profile and map Reviews Capital Finance Mortgage LLC 7112 Cypress Hill Drive, Gaithersburg, MD, 20879 At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.
(301) 447-0722 595 miles Lender's profile and map Reviews Realty Group Mortgage, LLC 6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(405) 793-9991 595 miles Lender's profile and map Reviews BELL FINANCE & DIAMOND FINANCE 623 N Broadway, Suite B, Moore, OK, 74401 About Bell Finance/ Diamond Finance Signature Loans in Oklahoma Signature Loans are personal loans that rely on your signature to repay. This is a financial product that many people use all the time. With this type of loan, borrowers do not have to pledge collateral, such as their homes, businesses or automobiles
(918) 456-9105 595 miles Lender's profile and map Reviews Muskogee Federal Credit Union 4595 S. Muskogee Ave, Tahlequah, OK, 74401 MFCU has an option that’s right for you. We offer a range of services, accounts, loans, and investment opportunities. On January 28, 1936 an organizational meeting was held to establish a Credit Union for the employees of the Veterans Administration Facility and their families. Those present applied for a charter in the name of U.S. Veterans Facili
(918) 680-6900 595 miles Lender's profile and map Reviews Armstrong Bank 1111 W Broadway St, Muskogee, OK, 74401 Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
(410) 663-8900 595 miles Lender's profile and map Reviews Ritter Mortgage Group 1230 Nottingham Road, Westminster, MD, 21157 The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
(410) 925-6412 595 miles Lender's profile and map Reviews MortgageOne, LLC 102 Skyline Ct, Westminster, MD, 21157 We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
(888) 339-3334 595 miles Lender's profile and map Reviews MidAtlantic Farm Credit 45 Aileron Ct., Westminster, MD, 21157 MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.