USDA Loan Vs. FHA loan for Chicago, IL [ best of 2023]

In 2025, USDA loan limit in Chicago, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chicago, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(814) 272-0125 556 miles Lender's profile and map Reviews CORE MORTGAGE SERVICES, LLC 3988 Kearneysville Pike, Shepherdstown, WV, 25443 Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida
(706) 348-6822 557 miles Lender's profile and map Reviews Mountain Valley Community Bank 136 North Main Street, Cleveland, GA, 30528 Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.
(844) 394-2265 557 miles Lender's profile and map Reviews Encore Bank 1801 Rahling Rd, Little Rock, AR, 72223 Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
(800) 274-4482 557 miles Lender's profile and map Reviews Bank Ozk 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223 Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
(785) 825-8100 557 miles Lender's profile and map Reviews The Mortgage Company 155 N 7th St, Salina, KS, 67401 We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
(434) 455-1700 557 miles Lender's profile and map Reviews Select Bank 211 Gristmill Dr, Forest, VA, 24551 At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
(434) 534-8878 557 miles Lender's profile and map Reviews T.Y. Mortgage, LLC 15115 Forest Road, Forest, VA, 24551 "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
(800) 326-9486 557 miles Lender's profile and map Reviews First Citizens Community Bank 1163 South Main Street, Mansfield, PA, 16933 A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
(800) 677-8506 557 miles Lender's profile and map Reviews Corning Credit Union One Credit Union Plaza, Corning, NY, 14830 CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
(607) 936-4667 557 miles Lender's profile and map Reviews First Heritage Federal Credit Union 202 Denison Pkwy E, Corning, NY, 14830 Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
(308) 485-4232 558 miles Lender's profile and map Reviews Pathway Bank 306 High Street, Cairo, NE, 68824 Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.