USDA VS FHA in Benton, Franklin County, IL

In 2025, the USDA loan limit in Benton, county of Franklin, IL, is {DETAILS_LOAN_LIMIT_USDA_1_1}. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to help you choose the program in Alabama best suited to your financial situation.

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2025 Loan Limits and Downpayment Requirements in Benton, County of Franklin, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Benton, IL

Lendersa® aims to secure you the best possible USDA or FHA loan quickly and efficiently. Select from three starting points, resulting in matching lenders and access to USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is an option available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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