USDA Vs. FHA your options comparison in Du-Quoin, Perry County, IL
In 2025, the USDA loan limit for Du-Quoin, located in the county of Perry, IL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Determine the income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Du-Quoin, County of Perry, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Du-Quoin, IL
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and with ease. Choose from one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, providing significant advantages to eligible borrowers.
"Heartland Credit Union is a full-service, financial cooperative based in Madison, Wisconsin with more than 21, 000 member-owners.
We serve southwest Wisconsin and eastern Iowa. We have locations in Madison, Verona, DeForest, Dodgeville, Platteville and Lancaster. Please visit our website for info on all our locations."
Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
41371 West Morgan Avenue, Pennington Gap, VA, 24277
Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
The Topeka Firemen's Credit Union was established to foster economic democracy by bringing the ideal of economic freedom to our members through the use of money based upon the beneficial needs of the members and not greed. We promote thrift by receiving our Members' savings in the payment of shares and extend loans to our Members.
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
