In 2026, the USDA loan limit for Du-Quoin, located in the county of Perry, IL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. Determine the income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and with ease. Choose from one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, providing significant advantages to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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