USDA and FHA Pro and Con in Burbank, Cook County, IL

In the year 2025, the USDA loan limit for Burbank, in Cook county, IL, is $0, while the FHA limit for a single-family home is set at $472,030.

You can use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates available today. Determine the required income, credit score, reserves, and necessary documents needed for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the most suitable program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Burbank, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burbank, IL

Lendersa®'s mission is to deliver the best USDA or FHA loan options to you promptly and without complications. Choose one of three starting options to connect with lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed option available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages come with no down payment requirement, offering a distinctive advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
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  • 5525 S Ellis Avenue, Suite C, Chicago, IL, 60637
  • In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
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  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply
  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation
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  • 1431 Opus Place, Suite 200, Chicago, IL, 60615
  • Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
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  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat
  • Chicago Fireman's Association Credit Union
  • 2453 South Archer Avenue, Suite E, Chicago, IL, 60616
  • At Chicago Fireman’s Association Credit Union! We are a non-profit member-owned and controlled financial institution. Our mission is to provide it’s members with the opportunity to establish financial stability by offering loan and share accounts. We strive to deliver the best possible services to all of our members