USDA Vs. FHA Pro and Con comparison in Burbank, Cook County, IL

In the year 2025, the USDA loan limit for Burbank, in Cook county, IL, is $0, while the FHA limit for a single-family home is set at $472,030.

You can use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates available today. Determine the required income, credit score, reserves, and necessary documents needed for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the most suitable program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Burbank, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burbank, IL

Lendersa®'s mission is to deliver the best USDA or FHA loan options to you promptly and without complications. Choose one of three starting options to connect with lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed option available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages come with no down payment requirement, offering a distinctive advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Shelly Roark
  • 814 West North Loop, Unit B, Austin, TX, 78756
  • Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
  • 360 Mortgage Group
  • 6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730
  • 360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
  • Mortgage Pros Inc
  • 6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
  • Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
  • Wiser Lending
  • 6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
  • Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
  • Columbus State Bank
  • 1102 Milam Street, Columbus, TX, 78934
  • The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.
  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Addition Financial Credit Union
  • 1000 Primera Blvd, Lake Mary, FL, 32746
  • Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.