USDA Vs. FHA your options comparison in Oak-Lawn, Cook County, IL
In the year 2025, the USDA loan cap in Oak-Lawn within Cook county, IL, is set at $0. Comparatively, the loan limit for an FHA-backed single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rate options. Determine the income requirements, credit standing, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, aiding in selecting the best financial solution for your situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Oak-Lawn, Cook county, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Oak-Lawn, IL
Lendersa® strives to quickly secure the finest USDA or FHA loan available to you, eliminating the hassle. Begin with one of three paths that lead to matched lenders and explore USDA loan plans.
A USDA mortgage, confirmed by the Department of Agriculture and also known as USDA Rural Development Loan or USDA Mortgage, is exclusively accessible in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.
399 Knollwood Road, Suite 320, White Plains, NY, 10603
Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.