USDA VS FHA in Canton, Fulton County, IL

For the year 2025, in Canton, of Fulton County, in IL, the USDA loan ceiling is $336,500, whereas the FHA loan maximum for a single-family house is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates. This will help you determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting in identifying the most suitable program in for your financial needs.

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Explore 2025 Loan Limits & Down Payment Requirements in Canton, Fulton, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Discover USDA and FHA Loan Options in Canton, IL

Lendersa® strives to quickly secure the best USDA or FHA loan for you, hassle-free. Begin with one of three approaches that help match you with suitable lenders and USDA loan programs.

Lendersa USDA loan and matching results

Understanding USDA Loans in IL

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require at least 3.5% down, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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