USDA Loan Vs. FHA loan for Murphysboro, IL [ best of 2023]

In 2025, USDA loan limit in Murphysboro, county of Jackson, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Murphysboro, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 351-5755 697 miles Lender's profile and map Reviews Heritage Financial, Inc. 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401 At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home. Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
(410) 703-9028 697 miles Lender's profile and map Reviews Redwood Mortgage Services 180 Admiral Cochrane Dr., Annapolis, MD, 21401 Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
(410) 974-6044 697 miles Lender's profile and map Reviews Bay Capital Mortgage Corporation 2553 Housley Road, Suite 200, Annapolis, MD, 21401 "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida. We’re a full service mortgage banker with an experienced staff offering expertise in every area"
(410) 266-2544 697 miles Lender's profile and map Reviews Fidelity First Home Mortgage Company 707 Bestgate Rd, Annapolis, MD, 21401 Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
(888) 444-3160 697 miles Lender's profile and map Reviews Navigator Private Capital LLC 1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401 Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.
(218) 984-3501 697 miles Lender's profile and map Reviews Embarrass Vermillion Federal Credit Union 4880 Highway 21, Embarrass, MN, 55732 Embarrass Vermillion Federal Credit Union’s mission is to build relationships that span generations through innovative financial services while maintaining safety and soundness. We are proud supporters of the Gillette Children's Hospital. Embarrass Vermillion Fcu is a financial services company based out of 4880 Highway 21, Embarrass, MN.
(888) 755-9773 697 miles Lender's profile and map Reviews White Rose Credit Union 3498 Industrial Drive, York, PA, 17402 White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
(410) 534-4500 697 miles Lender's profile and map Reviews Johns Hopkins Federal Credit Union 2027 E Monument Street, Baltimore, MD, 21205 Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.
(410) 828-4500 698 miles Lender's profile and map Reviews Central Credit Union of Maryland 8501 LaSalle Rd, Baltimore, MD, 21286 We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
(512) 627-1287 698 miles Lender's profile and map Reviews Mark Monreal & Associates 13001 Debarr Drive, Austin, TX, 78729 Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(832) 766-7700 698 miles Lender's profile and map Reviews Larry The Lender 13420 Lyndhurst St, Apt 301, Austin, TX, 78729 Larry Feingersh is a native Houstonian. One of Larry’s first jobs in the 70’s was working for the City of Bellaire picking up garbage. Larry has bought, sold, and managed residential real-estate properties since 1985. In 1995-96 Larry bought and flipped over 30 houses. Besides having built and managed his own commercial buildings since 1992.