In 2026, the USDA loan limit in Murphysboro, within Jackson, IL, is $336,500, compared to the FHA limit of $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA vs. FHA rates, identifying the requirements such as income, credit, and documents. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans to determine the best program for your financial situation in .
2026 Loan Limits & Down Payment Requirements in Murphysboro, Jackson, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Murphysboro, IL
The aim of Lendersa® is to secure the best USDA or FHA loan promptly and seamlessly. Choose one of three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is unique to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
Bank of Edmonson County understands the American Dream of home ownership. We have helped many of your neighbors finance the purchase or construction of their homes. We want to help you. Because the purchase of a home is the single most important investment most of us will ever make, a buyer needs to choose the source of financing as carefully as th
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana
Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
In May 1979, a credit union was established at Doe Run Chemical Plant to serve the employees and their immediate family members. In the beginning, the credit union only offered savings accounts and loans but was able to serve their members well.
In 2009, the credit union became a full-service financial institution with expanded services.
River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
1606 N Willow View Road, Suite 1-O, Urbana, IL, 61802
The mission of the Urbana Municipal Employees Credit Union is to provide a member owned financial institution to encourage thrift among its members and create a source of credit at a reasonable rate of interest. The Urbana Municipal Employees Credit Union will provide members with the opportunity of borrowing money while at the same time saving mon
Our mission is to serve our customers with honesty, integrity and competence. Bringing over 10 years of experience in the mortgage industry to our clients, Nashville Mortgage Company is excited to bring our mission and expertise to our clients in Middle Tennessee markets. We are committed to ensuring our clients have access to rates.
