USDA Vs. FHA your options comparison in Gillespie, Macoupin County, IL
For 2025, the USDA loan limit in Gillespie, Macoupin county, IL is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA options. This tool helps assess the income, credit, reserves, and documentation needed for qualification. Using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA plans side by side, supporting your choice of the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Gillespie, Macoupin, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Gillespie, IL
The mission of Lendersa® is to rapidly secure the best USDA or FHA loan for you without hassle. Take one of three initial paths to align you with matching lenders and appropriate USDA loan programs.
The USDA home loan, a government-guaranteed mortgage offered by the Department of Agriculture, known as a USDA rural development loan, is accessible in rural areas only. Unlike FHA loans that demand a 3.5% down payment, USDA mortgages require none, easing the path to homeownership for qualified rural applicants.
Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mynd Property Management serves the small residential real estate sector with a combination of on-the-ground experts and innovative technology. Headquartered in Oakland, California, Mynd boosts efficiencies for property owners and improves the rental living experience for residents.
At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health.
We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."
We are ready to help you finance your dream home.If you are planning to purchase a new home in the next few months one of our licensed Mortgage Bankers can guide you through the process. You can start the home financing process in just a few simple steps Take advantage of today’s low rates and lower your payment
NewRate Lending is a full-service mortgage bank that operates out of Irvine, California. With a family-oriented corporate culture and proven track record of success, we aim to make the mortgage loan experience simple, enjoyable and transparent from start to finish for all parties involved.
17310 Red Hill Avenue, Suite 280, Irvine, CA, 92614
KENT MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
18008 Sky Park Circle, Suite 270, Irvine, CA, 92614
Opengate Loans Inc Mortgage rates are incredibly low right now and it only makes sense you call the experts at OpenGate Lending to see how much we can save on your home loan. You could end up saving thousands per year by refinancing to a lower rate. There are also great loan products available.
18010 Skypark Circle, Suite 225, Irvine, CA, 92614
Pacific Beneficial Mortgage Company, Inc, professional mortgage company specializing in residential mortgages. At Pacific Beneficial Mortgage Company, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
Good Neighbor Mortgage is one of the largest financial commitments that you will make during your life. We can help you realize that your home is truly a valuable financial tool for achieving the dreams and plans you have always envisioned. You only think about real estate and mortgage financing a few times during your life.
