USDA Vs. FHA your options comparison in Gillespie, Macoupin County, IL
For 2025, the USDA loan limit in Gillespie, Macoupin county, IL is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA options. This tool helps assess the income, credit, reserves, and documentation needed for qualification. Using our enhanced mortgage calculator, you can view USDA, FHA, Conforming, and VA plans side by side, supporting your choice of the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Gillespie, Macoupin, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Gillespie, IL
The mission of Lendersa® is to rapidly secure the best USDA or FHA loan for you without hassle. Take one of three initial paths to align you with matching lenders and appropriate USDA loan programs.
The USDA home loan, a government-guaranteed mortgage offered by the Department of Agriculture, known as a USDA rural development loan, is accessible in rural areas only. Unlike FHA loans that demand a 3.5% down payment, USDA mortgages require none, easing the path to homeownership for qualified rural applicants.
2567 Capital Medical Blvd,, Tallahassee, FL, 32308
Synergy Mortgage Group is a Florida-based company dedicated to educating first timers about the ins and outs of the home buying experience. Our ultimate goal is to assist consumers with qualifying for a mortgage and negotiating low interest rates to ensure long-term success.Our experienced practitioners have helped open doors for the customers.
2450 Tim Gamble Place, 2nd Floor, Tallahassee, FL, 32308
AFS MORTGAGE, INC. - Tallahassee, FL strives to ensure that its services are accessible to people with disabilities. AFS MORTGAGE, INC. - Tallahassee, FL has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
210 East Broad Street, Suite 203, Falls Church, VA, 22046
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news... When you're ready, the next step in getting a low rate mortgage made easy is to contact me
RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
