In 2025, the USDA loan limit for Litchfield, in Montgomery county, IL, stands at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. Determine the income, credit, reserves, and documentation required for eligibility. Our advanced tool allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to provide you with the best available USDA or FHA loans quickly and without hassle. Select from three starting points that will connect you with matching lenders and USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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