In 2026, the USDA loan limit for Litchfield, in Montgomery county, IL, stands at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. Determine the income, credit, reserves, and documentation required for eligibility. Our advanced tool allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial needs.
2026 Loan Limits and Down Payment Needs in Litchfield, Montgomery County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Litchfield, IL
The aim of Lendersa® is to provide you with the best available USDA or FHA loans quickly and without hassle. Select from three starting points that will connect you with matching lenders and USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, offering a significant benefit to eligible applicants.
38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.
39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!
LBD Financial Center believe in Living Life by Design not by Default, providing you and your family a holistic and educated approach to personal finances. We are an independent broker, free to choose any companies and/or carriers that best serve your personal finance needs. We are located in San Diego fully servicing the entire.
29995 Technology Drive, Suite 307, Murrieta, CA, 92563
Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
Everyone's Loan Company Inc We offer the most competitive rates we can, while also trying to offer new technology that allows our clients to feel connected and updated throughout their refinance process. and also Our wholesale platform and the large amount of volume we do, allows us access to the most competitive rate sheets in the country.
29970 Technology Dr, Suite 202, Murrieta, CA, 92563
A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30141 ANTELOPE ROAD, SUITE D818, MENIFEE, CA, 92584
Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi
Our Focus is client satisfaction. At Don Realty, it is our mission to listen and learn your wants and needs to establish our objectives and goals. We will work collectively to achieve each goal and you will continually be a part of the entire process. Real estate is a competitive industry, but Don Realty makes the difference.
