USDA Vs. FHA your options comparison in Staunton, Macoupin County, IL
In 2025, the loan limit for USDA in Staunton, located within Macoupin county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal rates between USDA and FHA loans, and discover the income, credit reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best suits your financial needs.
Current Loan Limits and Down Payment Requirements for 2025 in Staunton, Macoupin County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Staunton, IL
Lendersa® is aimed at swiftly securing the best USDA or FHA loan for you with minimal hassle. Choose one of three pathways to connect with lenders offering USDA loan programs that align with your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. These loans are exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all, offering a considerable advantage to qualified borrowers.
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