In 2025, within the city of Chester located in Randolph county, IL, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This tool determines the requisite income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable option in for your financial needs.
Loan limits and downpayment requirements for 2025 in Chester, Randolph county, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Chester, IL
The objective of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Select from three starting options to find matching lenders and USDA loan offerings.
The USDA home loan is a government-backed mortgage by the Department of Agriculture. Known as the USDA rural development loan or mortgage, it is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, simplifying the home-buying process for qualified applicants.
Home Savings & Loan Association of Carroll County is a federally chartered savings association that has been serving our community since 1919. We pride ourselves in offering friendly personalized service to our customers. We offer a variety of services including real estate loans, auto loans, certificates of deposit, IRA’s, checking accounts.
For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129
At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business
