USDA VS FHA in Steeleville, Randolph County, IL

In 2025, the USDA loan limit for Steeleville in Randolph county, IL stands at $336,500. Meanwhile, the FHA limit is $472,030 for a single-family residence.

The Lendersa® USDA loan calculator allows you to compare today's leading USDA vs. FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA offers side by side to see which program in is ideal for your financial requirements.

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2025 Loan Limits and Downpayment Requirements in Steeleville, County of Randolph, IL

Loan Type Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Steeleville, IL

Lendersa® strives to secure the best USDA or FHA loans for you quickly and efficiently. Choose from three initial options that will match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan requests and matches

What Is a USDA Loan in IL?

A USDA home loan, backed by the government through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Contrasting with FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Deal Mortgage LLC
  • 9406 Herons Grove Lane, Katy, TX, 77494
  • Deal Mortgage LLC is a Texas Domestic Limited-Liability Company (Llc) filed On September 10, 2020. The company's filing status is listed as In Existence and its File Number is 0803756132. The Registered Agent on file for this company is Sridhar Pasham and is located at 9406 Herons Grove Ln, Katy, TX 77494.
  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
  • Gazettemortgage
  • 21734 Provincial Blvd, Suite 240, Katy, TX, 77494
  • Gazette Mortgage is a premium mortgage brokerage company that has a wide range of mortgage products for every type of home loan clients. We search wide and deep to provide the right solution for our clients and We, at Gazette Mortgage, are able to get you the best rates on all types of loan programs.
  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
  • The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
  • Alliance Niagara Federal Credit Union
  • 3111 Saunders Settlement Road, Sanborn, NY, 14132
  • The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • NorthRidge Community Credit Union
  • 283 Kennedy Memorial Drive, Hoyt Lakes, MN, 55750
  • The NorthRidge Community Credit Union is a progressive, family oriented, member owned and operated financial organization offering a broad range of personalized financial services including auto loans, personal loans, mortgage loans, commercial loans and deposit products including Kasasa rewards checking.
  • Lincoln State Bank
  • 302 Main Avenue South, Hankinson, ND, 58041
  • In 1903 four brothers chartered Lincoln State Bank in Glenburn, ND. In 1935, upon request by several Hankinson, ND merchants, the Healy family moved the charter to Hankinson. The bank continued to serve Glenburn for a number of years through the operation of a paying and receiving station.