USDA VS FHA in Steeleville, Randolph County, IL

In 2025, the USDA loan limit for Steeleville in Randolph county, IL stands at $336,500. Meanwhile, the FHA limit is $472,030 for a single-family residence.

The Lendersa® USDA loan calculator allows you to compare today's leading USDA vs. FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA offers side by side to see which program in is ideal for your financial requirements.

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2025 Loan Limits and Downpayment Requirements in Steeleville, County of Randolph, IL

Loan Type Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Steeleville, IL

Lendersa® strives to secure the best USDA or FHA loans for you quickly and efficiently. Choose from three initial options that will match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan requests and matches

What Is a USDA Loan in IL?

A USDA home loan, backed by the government through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Contrasting with FHA loans, which require a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • Nationwide Jumbo Construction Loans
  • 422 Rosecrans Street, Suite 14, San Diego, CA, 92106
  • Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
  • Eagle Community Credit Union
  • 27042 Towne Centre Dr, Foothill Ranch, CA, 92610
  • Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal
  • First Phase Financial Inc.
  • 26741 Portola Parkway, Suite E, Foothill Ranch, CA, 92610
  • "First Phase Financial Inc we only represent lenders who provide our clients the most competitive pricing in the market we also team with escrow-title companies that provide our clients the most competitive pricing in the market FIRST PHASE Financial Inc. different, unique is: our 1-on-1 Boutique Service"
  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
  • Canyon Realty
  • 996 S Brianna Way, Anaheim, CA, 92808
  • Canyon Realty, a Real Estate Brokerage based in Anaheim Hills, CA. We serve all of Southern California, specializing in beautiful Orange County! For buyers, you'll find a great search page to see what is currently out there on the market as well as detailed neighborhood information.
  • Meridox Mortgage
  • 8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
  • Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.
  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.