USDA Vs. FHA Pro and Con comparison in Chicago-Heights, Cook County, IL
In 2025, the USDA loan limit for Chicago-Heights in the county of Cook, IL, is set at $0. The FHA loan limit for a single-family home is $379,500.
Use Lendersa® USDA loan calculator to compare the best rates of USDA vs. FHA today, and determine the income, credit, reserves, and documentation needed to qualify. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Chicago-Heights, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Chicago-Heights, IL
The goal of Lendersa® is to connect you rapidly with the best possible USDA or FHA loan without hassle. Choose one of three starting points to link with lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
The credit union was chartered on March 6, 1975 by a small group of employees of Western Kraft Paper Mill in Campti, LA. They became members of the new WKE Red River Federal Credit Union. In 2002, the name was changed to what it is still called today, Engage Federal Credit Union.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.
As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
In May 1850 our bank came into existence by the granting of a state charter to operate as a mutual savings bank. The Litchfield Savings Society, as it was then known, opened its first account on July 23, 1850. We've been the same community bank ever since - no merger, no acquisition! Still dedicated to our customers.
The South Shore Mortgage Team is your premier mortgage team located in Lindenhurst, New York. South Shore Mortgage offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lindenhurst area.Established in 1987.
As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
79 South Benson Road, Suite 5, Fairfield, CT, 06824
BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
