In 2026, the USDA loan limit for Chicago-Heights in the county of Cook, IL, is set at $0. The FHA loan limit for a single-family home is $379,500.
Use Lendersa® USDA loan calculator to compare the best rates of USDA vs. FHA today, and determine the income, credit, reserves, and documentation needed to qualify. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Chicago-Heights, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Chicago-Heights, IL
The goal of Lendersa® is to connect you rapidly with the best possible USDA or FHA loan without hassle. Choose one of three starting points to link with lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
Lends in Illinois
Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
