USDA Vs. FHA your options comparison in Chicago-Heights, Cook County, IL
In 2025, the USDA loan limit for Chicago-Heights in the county of Cook, IL, is set at $0. The FHA loan limit for a single-family home is $379,500.
Use Lendersa® USDA loan calculator to compare the best rates of USDA vs. FHA today, and determine the income, credit, reserves, and documentation needed to qualify. With this advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Chicago-Heights, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Chicago-Heights, IL
The goal of Lendersa® is to connect you rapidly with the best possible USDA or FHA loan without hassle. Choose one of three starting points to link with lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
201 International Circle, Suite 230, Hunt Valley, MD, 21030
We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
111 Warren Road, Suite 10A, Cockeysville, MD, 21030
Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
13205 Sunfield Terrace, Fort Washington, MD, 20744
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
10009 Indian Queen Point Road, Fort Washington, MD, 20744
Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.