USDA Vs. FHA Pro and Con comparison in Sauk-Village, Cook County, IL
In 2025, the USDA loan limit for Sauk-Village in the county of Cook, IL, is set at $0, while the FHA limit for a single-family home is $379,500.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA against FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to see which program best suits your financial context in .
2025 Loan Limits and Downpayment Requirements in Sauk-Village, Cook, IL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Sauk-Village, IL
Lendersa® aims to promptly secure the best USDA or FHA loans with ease. Choose one of three starting pathways to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is only available in rural regions. FHA loans necessitate a minimum 3.5% down payment, but USDA loans require no down payment.
Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living
Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
Since 1940, First State Bank has been a locally owned bank committed to providing value-added offerings, backed by exceptional service to the local communities we serve. We do so by providing a combination of cutting edge banking products and conveniences and also employing local professionals.
TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
