USDA and FHA Pro and Con in Sauk-Village, Cook County, IL

In 2025, the USDA loan limit for Sauk-Village in the county of Cook, IL, is set at $0, while the FHA limit for a single-family home is $379,500.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA against FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to see which program best suits your financial context in .

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2025 Loan Limits and Downpayment Requirements in Sauk-Village, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Sauk-Village, IL

Lendersa® aims to promptly secure the best USDA or FHA loans with ease. Choose one of three starting pathways to connect with lenders and USDA loan programs.

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What Exactly is a USDA Loan in IL?

A USDA home loan, endorsed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is only available in rural regions. FHA loans necessitate a minimum 3.5% down payment, but USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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