USDA Loan Vs. FHA loan pro & con Lynwood, Cook County, IL

In 2025, the USDA loan limit in Lynwood of Cook county, IL is $0, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA and FHA rates. Determine the necessary income, credit standing, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you choose the program that best fits your financial needs in .

Exploring USDA and FHA Loan Options in Lynwood, IL

The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting options to find matching lenders and the right USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in IL

A USDA home loan, provided by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is exclusively accessible in rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require none.

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(305) 296-8535 Lender's profile and map Reviews First State Bank of the Florida Keys 1201 Simonton Street, Key West, FL, 33040 We’ve always been about community. First State Bank has a long history of serving, reaching out, and connecting in the Florida Keys. We started out in 1955, with a single Key West branch and a handful of employees. As the Keys community grew, so did the Bank, steadily adding more services and branches.
(305) 296-6568 Lender's profile and map Reviews Southernmost Federal Credit Union 1004 Kennedy Dr, Key West, FL, 33040 You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
(305) 296-8546 Lender's profile and map Reviews Monroe County Teachers Federal Credit Union 1442 Kennedy Drive, Key West, FL, 33040 The Monroe County Teachers Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1950 with a wide range of services to meet all their financial needs. As a member, you actually are a owner of the credit union. Once you join the credit union, you are always a member.
(305) 294-6622 Lender's profile and map Reviews Keys Federal Credit Union 3022 N. Roosevelt Blvd, Key West, FL, 33040 In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
(305) 294-1484 Lender's profile and map Reviews Keys Financial Mortgage Corp 302 Southard Street, Suite 212, Key West, FL, 33040 Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
(956) 618-7500 Lender's profile and map Reviews South Texas Federal Credit Union 2121 Dove Avenue, McAllen, TX, 78504 South Texas Federal Credit Union is a full service Financial institution established in 1952 in McAllen, TX. STFCU offers checking and savings, as well as CDs and IRAs, accounts to any resident of the Hidalgo County, but with 55, 000 ATMs nationwide for the convenience of our members.
(956) 574-7344 Lender's profile and map Reviews Lone Star National Bank 520 E. Nolana Avenue, McAllen, TX, 78504 Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
(956) 287-5626 Lender's profile and map Reviews Mr. Mortgage, LLC 1300 N. 10th St, Suite 330K, McAllen, TX, 78504 Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
(956) 217-0391 Lender's profile and map Reviews Global Fox Financial 2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504 Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
(956) 789-2121 Lender's profile and map Reviews Diversified Lending Group 5412 N. 10th St, McAllen, TX, 78504 Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
(956) 627-3567 Lender's profile and map Reviews A.A. Genesis Investments, LLC 1012 Martin Avenue, Suite C, McAllen, TX, 78504 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.