In 2026, the USDA loan limit for Worth in the county of Cook, IL, stands at $0, whereas the FHA limit is $472,030 for a single-family home.
Leverage Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. Understand the income, credit, reserves, and documentation needed to qualify. Our powerful mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to delivering the best possible USDA or FHA loans efficiently and with ease. Select one of three starting points to link with suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, designed specifically for rural areas. In contrast to FHA loans that demand a 3.5% down payment, USDA loans require no down payment, making them an accessible option for many.
Enter your location to find out if it qualifies for USDA rural housing loan?
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