USDA VS FHA in Worth, Cook County, IL

In 2025, the USDA loan limit for Worth in the county of Cook, IL, stands at $0, whereas the FHA limit is $472,030 for a single-family home.

Leverage Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today. Understand the income, credit, reserves, and documentation needed to qualify. Our powerful mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program in perfectly matches your financial needs.

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2025 Loan Limits and Downpayment Requirements in Worth, Cook, IL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Worth, IL

Lendersa® is committed to delivering the best possible USDA or FHA loans efficiently and with ease. Select one of three starting points to link with suitable lenders and USDA loan programs.

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Understanding USDA Loans in IL

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, designed specifically for rural areas. In contrast to FHA loans that demand a 3.5% down payment, USDA loans require no down payment, making them an accessible option for many.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 59 Grove Street, Unit 1F, New Canaan, CT, 06840
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
  • Adroc Capital
  • 625 RXR Plaza, Uniondale, NY, 11556
  • ### Welcome to Adroc Capital #### Your Partner in Financial Growth ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling
  • Flushing Bank
  • 260e Rxr Plaza, Uniondale, NY, 11556
  • Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
  • Jovia Financial Credit Union
  • 1000 Corporate Drive, Westbury, NY, 11590
  • As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.
  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
  • Meadowbrook Financial Mortgage Bankers Corp.
  • 1600 Stewart Ave, Suite 701, Westbury, NY, 11590
  • Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.