USDA Vs. FHA your options comparison in Worth, Cook County, IL

In 2025, USDA loan limit in Worth, county of Cook, IL is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Worth, county of Cook, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Worth, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WSSC Federal Credit Union
  • 14501 Sweitzer Lane, Laurel, MD, 20707
  • WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
  • Tower Federal Credit Union
  • 7901 Sandy Spring Road, Laurel, MD, 20707
  • Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020. Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
  • Diamond Financial Mortgage
  • 8645 Cherry Lane, Laurel, MD, 20707
  • Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
  • Treasury Department Federal Credit Union
  • 1101 2nd Street NE, Washington, DC, 20002
  • The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
  • TWO RIVERS FEDERAL CREDIT UNION
  • 204 N. 10th Street, Arkadelphia, AR, 71923
  • In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
  • Rock Solid Info
  • 5397 Twin Knolls Road, Suite 13, Columbia, MD, 21045
  • For over 25 years, Rock Vaughan's focus in the mortgage industry has been to make sure that every customer has the best experience possible and walks away satisfied with their choices. Whether you are a first time home buyer or seasoned real estate expert, you will be treated with Rock Vaughan's utmost care and concern.
  • Leading Home Mortgage LLC
  • 6412 Saddle Drive, Columbia, MD, 21045
  • Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • 1 Percent Down Mortgages
  • 8850 Columbia 100 Pkwy, Columbia, MD, 21045
  • At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you