For the year 2026, the USDA loan cap in Downers-Grove, which is part of the county of DuPage, IL, is set at $0. On the other hand, the FHA loan limit for a single-family residence is $379,500.
Leverage Lendersa® USDA loan calculator to compare today's USDA and FHA rates. This tool helps you find out the income, credit score, reserves, and documents required to qualify. Our upgraded mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $0 | 0% | |
| FHA | $379,500 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to securing the most beneficial USDA or FHA loan for you swiftly and hassle-free. Choose from three initial options that match you to lenders and USDA loan programs.
The USDA loan, guaranteed by the U.S. Department of Agriculture, is also known as USDA rural development loan or USDA mortgage. It is specifically accessible in rural areas. While the FHA loans necessitate a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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