USDA Vs. FHA Pro and Con comparison in Downers-Grove, DuPage County, IL

In 2025, USDA loan limit in Downers-Grove, county of DuPage, IL is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Downers-Grove, county of DuPage, IL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Downers-Grove, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.
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  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • Liberty County Teachers FCU
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  • Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
  • Lending Maven Mortgage
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  • BW Mortgage LLC
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  • Thoroughbred Financial Inc
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  • Jess has over 30 years of professional sales experience and has worked with many world-class institutions. From Merrill Lynch stockbroker, Beverly Hills commercial banker, Coldwell Banker Realtor, business owner and investor, he has been a party to a great deal of sophisticated transactions through the years.
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