USDA Loan Vs. FHA loan for Coal-Valley, IL [Rock Island County Rates 2023]

In 2025, USDA loan limit in Coal-Valley, county of Rock Island, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Coal-Valley, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 371-9345 364 miles Lender's profile and map Reviews Northeast Nebraska Federal Credit Union 1306 N 13th Street, Suite 102, Norfolk, NE, 68701 Northeast Nebraska Federal Credit Union is a “not for profit” financial institution where you’re an owner. So what does that mean exactly? Simply, profits are not given to stockholders, like a bank. Profits are reinvested into your credit union to lower loan rates, and increase dividends.
(866) 388-8291 365 miles Lender's profile and map Reviews Pro Mortgage Funding 43422 W Oaks Dr, Suite 421, Novi, MI, 48377 We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
(248) 869-8080 365 miles Lender's profile and map Reviews Silverline Lending 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375 Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
(248) 587-7007 365 miles Lender's profile and map Reviews Pathway Mortgage 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
(248) 912-1400 365 miles Lender's profile and map Reviews Advisors Capital, Inc. 9810 Grand River Ave, Suite C-200, Novi, MI, 48375 We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
(419) 855-8381 365 miles Lender's profile and map Reviews Genoa Bank 801 Main Street, Genoa, OH, 43430 GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
(888) 330-8482 365 miles Lender's profile and map Reviews Magnifi Financial 20 S 4th Avenue E, Melrose, MN, 56352 Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.
(888) 330-8482 365 miles Lender's profile and map Reviews Central Minnesota Credit Union 20 4th Ave SE, Melrose, MN, 56352 Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.
(248) 624-5222 365 miles Lender's profile and map Reviews Walled Lake School Employees Federal Credit Union 3095 S Commerce Road, Walled Lake, MI, 48390 Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
(270) 597-2175 365 miles Lender's profile and map Reviews Bank of Edmonson County 109 N Main St, Brownsville, KY, 42210 Bank of Edmonson County understands the American Dream of home ownership. We have helped many of your neighbors finance the purchase or construction of their homes. We want to help you. Because the purchase of a home is the single most important investment most of us will ever make, a buyer needs to choose the source of financing as carefully as th
(810) 715-3542 365 miles Lender's profile and map Reviews ELGA Credit Union 2305 S. Center Rd., Burton, MI, 48519 We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.