USDA Vs. FHA Pro and Con comparison in Rock-Island, Rock Island County, IL
In 2025, the USDA loan limit for Rock-Island, in Rock Island, IL, is set at $285,000, while the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA options, determining necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options to help you make the best decision for your financial situation in Alabama.
Loan Limits and Downpayment Requirements in Rock-Island, Rock Island, IL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Rock-Island, IL
Lendersa® focuses on quickly securing the best possible USDA or FHA loan for you effortlessly. Start with one of the three pathways that align you with financing options and the USDA loan programs.
USDA home loans are backed by the Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages. They are specifically designed for rural areas and do not require a down payment, unlike FHA loans, which necessitate at least a 3.5% down payment.
Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
The staff of High Plains Bank is committed to helping our customers with their banking needs in a safe and secure manner. High Plains Bank has a drive-up at all locations, online banking, mobile banking and of course you may call each branch at any time of operation and we would be happy to help you.
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Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.
Mobile and traditional directions to this location can be found below along with ratings
801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
17 East High Street, Suite 102, Carlisle, PA, 17013
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
