In 2025, the USDA loan cap for East-Moline in Rock Island, IL, is set at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
You can use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps calculate the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA loans, guiding you to find the perfect program for your specific financial situation in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Maximum Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly help you secure the best possible USDA or FHA loan without any hassle. Begin with one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also called a USDA mortgage or rural development loan, is exclusively for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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