USDA Loan Vs. FHA loan for East-Moline, IL 2026

In 2026, the USDA loan cap for East-Moline in Rock Island, IL, is set at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.

You can use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps calculate the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA loans, guiding you to find the perfect program for your specific financial situation in Alabama.

USDA & FHA Loan Options in East-Moline, IL

Lendersa® aims to quickly help you secure the best possible USDA or FHA loan without any hassle. Begin with one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in IL

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA mortgage or rural development loan, is exclusively for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require no down payment.

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East-Moline Lenders
(309) 736-2500 Lender's profile and map SERVICE PLUS CREDIT UNION 2110 53rd Street, Moline, IL, 61265 Lends in Illinois Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
(309) 797-2185 Lender's profile and map Moline Municipal Credit Union 1618 15th Street, Moline, IL, 61265 Lends in Illinois Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(309) 736-6461 Lender's profile and map KONE Employees Credit Union 4502 27th Street, Suite K, Moline, IL, 61265 Lends in Illinois Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
(309) 743-1000 Lender's profile and map Deere Employees Credit Union 3950 38th Avenue, Moline, IL, 61265 Lends in Illinois As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent