USDA Loan Vs. FHA loan for East-Moline, IL 2026

In 2026, the USDA loan cap for East-Moline in Rock Island, IL, is set at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.

You can use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps calculate the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA loans, guiding you to find the perfect program for your specific financial situation in Alabama.

USDA & FHA Loan Options in East-Moline, IL

Lendersa® aims to quickly help you secure the best possible USDA or FHA loan without any hassle. Begin with one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in IL

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA mortgage or rural development loan, is exclusively for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require no down payment.

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(309) 734-2265 Lender's profile and map Reviews Midwest BankCentre 200 E Broadway, Monmouth, IL, 61462 Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
(309) 734-5131 Lender's profile and map Reviews Community National Bank 311 N Main St, Monmouth, IL, 61462 Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
(815) 225-7171 Lender's profile and map Reviews Milledgeville State Bank 451 North Main Street, Milledgeville, IL, 61051 Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
(309) 385-4375 Lender's profile and map Reviews Princeville State Bank 142 E. Main Street, Princeville, IL, 61559 We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
(309) 358-1415 Lender's profile and map Reviews Bank of Yates City 107 E Main Street, Yates City, IL, 61572 The Bank of Yates City is an independent, full service bank serving consumers, small business, and agricultural customers. We will promote and invest in the well-being of the community. We have a commitment to delivering the highest quality products and services to our customer base and are dedicated to accommodating the growing demand.
(815) 857-3625 Lender's profile and map Reviews The First National Bank in Amboy 220 E. Main St, Amboy, IL, 61310 Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
(309) 742-3711 Lender's profile and map Reviews Farmers State Bank 104 East Main St., Elmwood, IL, 61529 For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community. When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise
(815) 938-3121 Lender's profile and map Reviews Solutions Bank 200 Main Street, Forreston, IL, 61030 Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
(815) 443-2725 Lender's profile and map Reviews The State Bank of Pearl City 215 South Main Street, Pearl City, IL, 61062 The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day. Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
(319) 354-7501 Lender's profile and map Reviews Residential Mortgage Network, Inc. 2507 Highlander Place, Iowa City, IA, 52245 Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
(319) 754-2265 Lender's profile and map Reviews F&M Bank & Trust PO Box 928, Burlington, IA, 52601 Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
(319) 752-8745 Lender's profile and map Reviews Casebine Community Credit Union 485 West Burlington Avenue, Burlington, IA, 52601 It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!