USDA Vs. FHA your options comparison in Silvis, Rock Island County, IL
In 2026, the USDA loan cap for Silvis, within Rock Island county, IL is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2026 in Silvis, Rock Island County, IL
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Silvis, IL
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Initiate your search with one of three starting points, leading to lenders and USDA loan programs matching your criteria.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA loans require no down payment at all, offering an advantageous option for eligible homebuyers seeking minimal up-front investment.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
100 Jericho Quadrangle, Suite 100, Jericho, NY, 11753
At Esquire Bank, we redefine relationship banking with a high-tech, high-touch approach to every client. Whether it’s how we meet the unique banking needs of law firms, customize reliable payment solutions for merchants, finance your commercial real estate success, or bank your business or you personally, we have the expertise and drive to deliver.
400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
