USDA Loan Vs. FHA loan for Silvis, IL [Rock Island County ]

In 2026, the USDA loan cap for Silvis, within Rock Island county, IL is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial needs.

Available USDA and FHA Loan Options in Silvis, IL

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Initiate your search with one of three starting points, leading to lenders and USDA loan programs matching your criteria.

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The Essence of USDA Loans in IL

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA loans require no down payment at all, offering an advantageous option for eligible homebuyers seeking minimal up-front investment.

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Silvis Lenders
(309) 736-2500 Lender's profile and map SERVICE PLUS CREDIT UNION 2110 53rd Street, Moline, IL, 61265 Lends in Illinois Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
(309) 797-2185 Lender's profile and map Moline Municipal Credit Union 1618 15th Street, Moline, IL, 61265 Lends in Illinois Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(309) 736-6461 Lender's profile and map KONE Employees Credit Union 4502 27th Street, Suite K, Moline, IL, 61265 Lends in Illinois Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
(309) 743-1000 Lender's profile and map Deere Employees Credit Union 3950 38th Avenue, Moline, IL, 61265 Lends in Illinois As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent