USDA Vs. FHA your options comparison in Silvis, Rock Island County, IL
In 2025, the USDA loan cap for Silvis, within Rock Island county, IL is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2025 in Silvis, Rock Island County, IL
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Silvis, IL
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Initiate your search with one of three starting points, leading to lenders and USDA loan programs matching your criteria.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA loans require no down payment at all, offering an advantageous option for eligible homebuyers seeking minimal up-front investment.
Nantahala Bank was organized in 2004 as a state-charted bank and is headquartered at 120 Siler Road, Franklin, NC. We have around 530 shareholders with the vast majority of those living in the communities we serve: Franklin (Macon County, NC), Hayesville (Clay County, NC) and Murphy (Cherokee County, NC).
Goldstar Mortgage Inc. is located in beautiful Centre, Alabama. Our goal is to provide you with exceptional customer service, lowest rates, and minimal closing cost. Since 1995, Goldstar Mortgage has helped thousand of clients across the State of Alabama purchase their dream home, refinance to lower their payment
All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
9400 S I 35 Service Road, Oklahoma City, OK, 73160
Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities.
Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture.
Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:
""It's my credit union; it belongs to me.""
When you walk into the credit union lobby, or call a loan officer
