USDA Vs. FHA your options comparison in Silvis, Rock Island County, IL
In 2025, the USDA loan cap for Silvis, within Rock Island county, IL is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's optimal rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your unique financial needs.
Loan Limits and Down Payment Requirements for 2025 in Silvis, Rock Island County, IL
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Silvis, IL
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Initiate your search with one of three starting points, leading to lenders and USDA loan programs matching your criteria.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible only in rural regions. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA loans require no down payment at all, offering an advantageous option for eligible homebuyers seeking minimal up-front investment.
The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.
QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
