USDA and FHA Pro and Con in Moline, Rock Island County, IL

In 2025, the USDA loan limit for Moline within Rock Island, IL is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilizing the Lendersa® USDA loan calculator allows you to compare the most competitive USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your unique financial needs best.

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2025 Loan Limits and Down Payment Requirements in Moline, Rock Island, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Moline, IL

Lendersa® is committed to helping you secure the best possible USDA or FHA loan swiftly, without any hassle. Begin with one of three options to match with lenders and USDA loan programs.

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Understanding USDA Loans in IL

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chadron Federal Credit Union
  • 126 East 3rd Street, Chadron, NE, 69337
  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
  • 4U Credit Union
  • 1312 Lawrence Street, Gainesville, TX, 76240
  • 4U Credit Union formerly NASCOGA NA (National) S (Supply) CO (Company of) GA (Gainesville) was chartered on May 15, 1956. There were ten charter members who each paid five dollars for a share in the organization. In the beginning, the office of the credit union was in a small corner of the plant itself.
  • Augusta County Federal Credit Union
  • 18 Government Center Lane, Verona, VA, 24482
  • Founded in 1957, the Augusta County Federal Credit Union is here to serve full time employes of Augusta County, Va. The credit union has assets totaling $30.96 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative.
  • TENSAS STATE BANK
  • 307 Verona Street, Newellton, LA, 71357
  • Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
  • Jonesboro State Bank
  • 109 Main Street, Jonesboro, LA, 71251
  • The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.
  • Jackson Parish Bank
  • 201 Main Street, Jonesboro, LA, 71251
  • Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.
  • First National Bank of Winnsboro
  • 315 N Main St, Winnsboro, TX, 75494
  • First National Bank of Winnsboro has been continually serving multiple generations of families for over a century! At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.
  • The First National Bank of East Texas
  • 206 US Hwy 271 N, Gilmer, TX, 75644
  • First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.