USDA and FHA Pro and Con in Lake-in-the-Hills, McHenry County, IL
In the year 2025, the USDA loan limit for Lake-in-the-Hills, in McHenry county, IL, is $303,600, while the FHA limit for a single-family home is set at $379,500.
You can use the Lendersa® USDA loan calculator to evaluate and compare the top USDA and FHA rates available today. Determine the required income, credit score, reserves, and necessary documents needed for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the most suitable program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Lake-in-the-Hills, McHenry, IL
Loan Type
Loan Limit
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-in-the-Hills, IL
Lendersa®'s mission is to deliver the best USDA or FHA loan options to you promptly and without complications. Choose one of three starting options to connect with lenders and the right USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed option available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages come with no down payment requirement, offering a distinctive advantage.
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Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
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Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
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9709 Mountain Vista Circle, Elk Grove, CA, 95757
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We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.
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We specialize in lending efficiency and customer satisfaction. Our clients are the most important part of our business. With this in mind, we work hard to earn your trust through fast friendly service and a professional approach to real estate lending.Our loan officers are state and federally licensed under the National Mortgage Licensing System.
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