USDA Loan Vs. FHA loan pro & con for Lake-in-the-Hills, McHenry County, IL

In 2025, USDA loan limit in Lake-in-the-Hills, county of McHenry, IL is $303,600 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-in-the-Hills, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(315) 253-2934 601 miles Lender's profile and map Reviews Auburn Community Federal Credit Union 65 Wright Circle, Auburn, NY, 13021 Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
(877) 455-0440 601 miles Lender's profile and map Reviews Direct Lenders, LLC. . 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152 Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.
(570) 742-8541 601 miles Lender's profile and map Reviews Milton Savings Bank 80 Broadway, Milton, PA, 17847 Milton Savings Bank provides high-quality products and services and is pleased to be the premier community bank in the communities we serve. We are proud to have the financial strength and commitment to meet the needs of our community as we have done in the past and will continue to do today and tomorrow.
(570) 742-3903 601 miles Lender's profile and map Reviews Pinpoint Federal Credit Union 37 Ferry Ln, Milton, PA, 17847 Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
(336) 793-1953 602 miles Lender's profile and map Reviews Innovative Closing Solutions 351 N Peace Haven Rd., Winston Salem, NC, 27104 At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,
(844) 822-6972 602 miles Lender's profile and map Reviews New Windsor State Bank 100 V-Twin Drive, Gettysburg, PA, 17325 NWSB Bank, serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of six community banking offices located in Carroll County, MD. NWSB Bank, provides financial services to customers with 31 community banking offices and three loan offices serving the Pennsylvania counties.
(888) 334-2262 602 miles Lender's profile and map Reviews ACNB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
(844) 413-5463 602 miles Lender's profile and map Reviews FCB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 As a division of ACNB Bank, FCB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of five community banking offices located in Frederick County, MD. ACNB Bank is a wholly-owned subsidiary of ACNB Corporation.
(205) 328-4371 602 miles Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(813) 629-1111 602 miles Lender's profile and map Reviews Synergy Lending Corporation 3575 Guildhall Trail, Marietta, GA, 30066 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.