USDA Vs. FHA Pro and Con comparison in Dixon, Lee County, IL
For 2025, the USDA loan limit set in Dixon, within Lee county, IL, is $336,500, and for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, guiding you to the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Dixon, Lee, IL
Loan Type
Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Dixon, IL
Lendersa® is dedicated to providing you the best USDA or FHA loan quickly and without pain. Start with one of three initial paths that connect you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.
23861 El Toro Rd, Suite 401, Lake Forest, CA, 92630
Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) is a full-service, direct lender financing projects that create jobs & services to help people work, live, dream, grow, & thrive in healthy communities. The company was established in 1996 to serve low-income and disadvantaged communities in Southern California
25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership
23615 El Toro Road, Suite X343, Lake Forest, CA, 92630
Pacific Charter Financial Services provides premier personal & corporate financial services for individuals & emerging growth/mid-market companies that can be sustainable in turbulent markets. Building value through companies whose products or services relate to advanced technologies and renewable energy as we transform the way we produce and work.
23161 Lake Center Drive, Suite 203, Lake Forest, CA, 92630
Our business has been built on referrals and it is our goal to have every customer become a new referral! Our adage is and will always be: ""People don't care how much you know until they know how much you care."" At Supreme Finance it is a ""family affair"". We are a family owned business that has been in the mortgage industry for over 30+ years!
25351 Commercentre Drive, Suite 100, Lake Forest, CA, 92630
We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages.Our goal is to provide home loans to our clients while providing the lowest interest rate with little to no closing costs.
23101 Lake Center Drive, Suite 355, Lake Forest, CA, 92630
First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.
23161 Lake Center Drive, Suite 205, Lake Forest, CA, 92630
Service One Mortgage is a Full Service Mortgage Advisory Firm, specializing in Residential and Commercial Loans.we have helped thousands purchase and refinance their homes and investment properties.Our motto has always been to offer the lowest mortgage rates while providing the highest level of customer service to each and every one of our clients.
