USDA Loan Vs. FHA loan pro & con Rock-Falls, Whiteside County, IL

In 2025, USDA loan limit in Rock-Falls, county of Whiteside, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rock-Falls, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(817) 551-8495 754 miles Lender's profile and map Reviews Alcon Employees Federal Credit Union 6201 South Freeway, Fort Worth, TX, 76134 Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
(302) 395-5350 754 miles Lender's profile and map Reviews New Castle County Delaware Employee Federal Credit Union 100 New Churchmans Rd, New Castle, DE, 19720 Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
(302) 429-0404 754 miles Lender's profile and map Reviews All4You Federal Credit Union 2320 N Dupont Hwy, New Castle, DE, 19720 All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
(972) 938-4300 754 miles Lender's profile and map Reviews Citizens National Bank of Texas PO Box 717, Waxahachie, TX, 75168 We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises. In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
(229) 835-2221 754 miles Lender's profile and map Reviews The Bank of Edison 476 Turner Street, Edison, GA, 39846 Having opened its doors in 1904, the Bank of Edison has weathered many financial storms and has faithfully provided for the financial needs of the people of Edison and Calhoun County for well over 100 years. Still locally owned and operated, we offer a full array of financial services and products.
(903) 326-4121 754 miles Lender's profile and map Reviews The First State Bank 100 N. McKinney, Rice, TX, 75155 The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
(215) 538-5600 754 miles Lender's profile and map Reviews QNB Bank 15 North Third Street, Quakertown, PA, 18951 QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
(817) 346-4920 754 miles Lender's profile and map Reviews Highway District 2 Credit Union 6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133 The Highway District 2 Credit Union was organized and chartered in 1958 as an association of the employees of the Fort Worth District State Highway Department. As of December, 2021, the Credit Union has 742 members with total assets of $5, 459, 341. The credit union has processed 25, 849 loans since 1958 totaling $73, 139, 693.
(318) 964-2385 754 miles Lender's profile and map Reviews The Cottonport Bank 153 Cottonport Avenue, Cottonport, LA, 71327 Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
(817) 691-8882 754 miles Lender's profile and map Reviews DiversiFund Texas LP 42 Bounty Road East, Benbrook, TX, 76132 If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
(302) 482-2880 755 miles Lender's profile and map Reviews 1 Core Financial 3710 N Market St, Wilmington, DE, 19802 At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships