USDA Vs. FHA Pro and Con comparison in Centreville, St. Clair County, IL
In 2025, the USDA loan limit for Centreville, in the county of St. Clair, IL, is $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining income, credit, reserves, and required documents. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the suitable program for your financial needs, particularly in Alabama.
Loan Limits & Downpayment Requirements for 2025 in Centreville, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Centreville, IL
Lendersa® aims to quickly secure the best USDA or FHA loan for you without difficulty. Choose one of three approaches to connect with lenders and find fitting USDA loan programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan, and is available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.
13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
Up to 85% LTC & 70% ARV
No application fees
Get pre-approved in minutes
Close in 7-10 days
Low Costs Fees start at 1.25 Points
31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.
Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
