In 2026, the USDA loan limit for Centreville, in the county of St. Clair, IL, is $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, determining income, credit, reserves, and required documents. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the suitable program for your financial needs, particularly in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you without difficulty. Choose one of three approaches to connect with lenders and find fitting USDA loan programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan, and is available only in rural areas. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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