USDA Vs. FHA Pro and Con comparison in East-St.-Louis, St. Clair County, IL
For 2025, the USDA loan limit in East-St.-Louis, specifically in St. Clair County of IL, is $285,000. Meanwhile, the FHA limit for a single-family residence stands at $356,362.
Use the Lendersa® USDA loan calculator to evaluate and compare today's competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in East-St.-Louis, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in East-St.-Louis, IL
Lendersa® strives to secure the best USDA or FHA loan for you quickly without any hassle. Choose from one of three initial steps to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans do not require any down payment.
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
First State Bank of Harvey has been growing and changing with the community. Originally chartered in 1913 at Silva, North Dakota as the First State Bank of Silva with $10,000 in capital, the bank has grown to a $60 million institution with a branch in Anamoose, ND. Founded by H. Thorsen, A.O. Refling and H.L. Thorsen.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
