USDA Vs. FHA Pro and Con comparison in East-St.-Louis, St. Clair County, IL
For 2025, the USDA loan limit in East-St.-Louis, specifically in St. Clair County of IL, is $285,000. Meanwhile, the FHA limit for a single-family residence stands at $356,362.
Use the Lendersa® USDA loan calculator to evaluate and compare today's competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in East-St.-Louis, St. Clair, IL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in East-St.-Louis, IL
Lendersa® strives to secure the best USDA or FHA loan for you quickly without any hassle. Choose from one of three initial steps to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans do not require any down payment.
220 South. Kenwood Street, Suite 305, Glendale, CA, 91205
Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
"Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give.
We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient
3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
