In 2026, the USDA loan limit in Batavia, located in Kane County, IL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to assess and contrast the current USDA and FHA top rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side, aiding in your decision for the most suitable financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, free of hassle. Choose one of three initial pathways to connect with lenders and USDA loan programs that match your needs.
USDA home loans are guaranteed by the Department of Agriculture and are often referred to as USDA rural development loans or USDA mortgages. They are available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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