USDA Vs. FHA your options comparison in Geneva, Kane County, IL
In the year 2025, the USDA loan cap for Geneva, which falls in the county of Kane, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
To compare the best current USDA and FHA rates and to identify eligibility requirements such as income, credit, reserves, and necessary documentation, you can use Lendersa® USDA loan calculator. With our advanced mortgage comparison tool, you can simultaneously view USDA, FHA, Conforming, and VA loans, helping you choose the best option for your unique financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Geneva, Kane, IL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Geneva, IL
Lendersa® strives to quickly and efficiently connect you to the best USDA or FHA loans without complications. Take your pick of three starting approaches to meet matching lenders and explore USDA loan possibilities.
A USDA home loan is an option backed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans requiring a minimum of a 3.5% down payment, USDA loans demand no down payment.
1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
6618 San Fernando Road, Unit 209, Glendale, CA, 91201
Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
With over 20 years here at Reverse Your Mortgage, our main goal and responsibility is to make sure that every one of our clients truly understands the Reverse Mortgage Process. Alongside educating about the process and making sure we offer the best service, we also secure the best reverse mortgage rates in the business.
