In 2026, the USDA loan cap in Fulton, located in Whiteside county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool evaluates required income, credit, and reserves, as well as necessary qualifying documents. Our advanced mortgage calculator lines up the USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Needs in Fulton, Whiteside, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Fulton, IL
At Lendersa®, the objective is to speedily secure the most favorable USDA or FHA loan for you with minimal hassle. Start with one of three options that connect you with corresponding lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture and known also as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans which require a minimum of 3.5% down, the USDA doesn't require any down payment.
7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
7957 North University Drive, Suite 156, Parkland, FL, 33067
We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
5100 Town Center Circle, Suite 301, Boca Raton, FL, 33486
Yarrow is here to serve both growing and established companies across every industry. From the public to private sector, our top priority is to give our clients the financial solutions they need to continue and grow their success. That’s why we offer a variety of useful services, including vendor programs.
6401 Congress Ave Suite 215, Boca Raton, FL, 33499
Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
3100 South Dixie Hwy Unit C 50, Boca Raton, FL, 33432
Woodland Funding provides no-doc mortgage loans for Florida investors and business owners. Get financing with no income verification, no tax returns, and no minimum FICO—ideal for purchases and refinances on residential and commercial properties. Work with a mortgage lender in Florida offering no-doc loans in Florida—contact Woodland Funding today.
Insource Funding is redefining real estate investment with no-doc financing. As a nationwide direct private lender, we specialize in bridge and 30-year fixed rental loans, offering quick in-house approvals. Say goodbye to credit score worries and hello to flexible deal structures with asset-based underwriting. Experience consistent closings in 13 d
One West Camino Real, Suite 110, Boca Raton, FL, 33432
South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.
