In 2026, the USDA loan cap in Fulton, located in Whiteside county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool evaluates required income, credit, and reserves, as well as necessary qualifying documents. Our advanced mortgage calculator lines up the USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, the objective is to speedily secure the most favorable USDA or FHA loan for you with minimal hassle. Start with one of three options that connect you with corresponding lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture and known also as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans which require a minimum of 3.5% down, the USDA doesn't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Fulton Lenders |
|
|
|
Bridge Loan Guides
