USDA Vs. FHA Pro and Con comparison in Fulton, Whiteside County, IL
In 2025, the USDA loan cap in Fulton, located in Whiteside county, IL, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool evaluates required income, credit, and reserves, as well as necessary qualifying documents. Our advanced mortgage calculator lines up the USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .
2025 Loan Limits and Downpayment Needs in Fulton, Whiteside, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Fulton, IL
At Lendersa®, the objective is to speedily secure the most favorable USDA or FHA loan for you with minimal hassle. Start with one of three options that connect you with corresponding lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture and known also as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans which require a minimum of 3.5% down, the USDA doesn't require any down payment.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
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While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.
At Southwind Bank, where you experience banking the way it should be!
Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
