USDA Vs. FHA your options comparison in Geneseo, Henry County, IL
In the year 2025, the USDA loan limit for Geneseo, situated in Henry county, IL, is set at $336,500. The FHA limit for a single-family home, however, is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates, and to ascertain the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to determine which program in best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Geneseo, Henry County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Geneseo, IL
Lendersa® aims to swiftly obtain for you the best possible USDA or FHA loan without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or mortgage. These are accessible only in rural neighborhoods. Unlike FHA loans mandating a minimum down payment of 3.5%, USDA mortgages do not require any down payment, offering a substantial benefit to eligible borrowers.
At Total Home Lending, Our goal is simple, We want to match you with the best program to fit your needs and make the process as easy as possible. We are always on the lookout for talented individuals that share our philosophy Our Loan Officers have been doing business for over 20 years.
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
Public Service Credit Union is a community credit union with 15 locations in the Metro Detroit Area.We are a full service financial institution dedicated to serving members since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service. Like all credit unions, PSCU is a member owned, not for profit .
Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
As a full-service financial institution, CVF Credit Union offers all the financial products and latest delivery innovations you’d expect from a large bank, except we take the time to know you personally. Our priority is to provide you with the advantage of low-fee or no-fee services with competitive yields on savings and lower rates on loans.
33300 Five Mile Road, Suite 105, Livonia, MI, 48154
Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!
Irene Partners is the fastest broker on the market.
One source for commercial lending, commercial real estate, and residential mortgages.
Irene Partners is a powerful independent brokerage in Southeast Michigan. Their innovative mortgage process gets loans faster than anybody else.
At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education.
We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
