USDA and FHA Pro and Con in Savanna, Carroll County, IL

For the year 2025, the USDA loan limit in Savanna, located in Carroll county, IL, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates, determining the necessary income, creditworthiness, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your specific financial scenario.

Explore loan offers from a network of 100 lenders

2025 loan limitations and downpayment requirements in Savanna, Carroll county, IL

Loan Category Limit Amount Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Savanna, IL

Lendersa® aims to secure the most favorable USDA or FHA loan for you swiftly and effortlessly. Begin with one of three pathways to link up with lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IL

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a rural development loan or USDA mortgage, is exclusively available in rural areas. Distinct from FHA loans, which necessitate a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Black Diamond Loans Inc.
  • 1990 N. California Blvd, Suite 20, Walnut Creek, CA, 94596
  • We specialize in various types of residential real estate financing designed to complete your transaction with ease. We offer loans to assist with the purchase or refinance of your real estate transaction and also A single-family home or other property, multi-family home (up to 4 units), condo, town home, planned unit development.
  • JVM Lending
  • 1850 Mt Diablo Blvd, Suite 140, Walnut Creek, CA, 94596
  • JVM Lending is a local mortgage lender providing home loan services to clients in California, Texas, Arizona, and Nevada. We've revolutionized the homebuying process to make it as fast, easy, and seamless as possible for our clients, resulting in thousands of happy homeowners over the last 10+ years. Our team of highly-trained
  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.
  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • Sharp Point Mortgage Group
  • 2680 South White Road, Suite 110, San Jose, CA, 95148
  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
  • Global Homes & Mortgage Corporation
  • 2670 S. White Rd, Suite 275, San Jose, CA, 95148
  • GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
  • Access Mortgage
  • 1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035
  • Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
  • Supreme Financial Services
  • 1649 S Main, Suite 107, Milpitas, CA, 95035
  • Supreme Financial Services We are committed to providing the absolute best quality to each and every one of our customers. Over the last 30 years, since our start as a family, we have continued to grow while staying true to our original mission — to give you, the customer, a winning service that you can rely on
  • ERS Mortgage
  • 1313 N. Milpitas Blvd, Suite 100, Milpitas, CA, 95035
  • ERS Mortgage Our real estate and mortgage company puts the power in the hands of our employees and agents to provide a higher quality and efficient service to our clients. We provide the resources, skills and training necessary for success. As our presence continues to expand, we are looking for motivated people to help us grow.
  • 5A Mortgage
  • 167 North White Road, San Jose, CA, 95127
  • We help Sellers, Buyers, and Borrowers meet their Real Estate & Mortgage objectives. We closed over 200 real estate & mortgage transactions since 2003. With extensive knowledge of both real estate & mortgage, we can help you make your home selling, home buying or home financing, refinancing experience a pleasant and successful one.
  • AARAX Home Loans, Inc.
  • 1313 North Milpitas Boulevard, Suite 120, Milpitas, CA, 95035
  • AARAX Home Loans Inc is customer driven and no wonder 90% of our business comes from referrals, word of mouth from our satisfied Customers. We pride in our service with a smile attitude that makes the loan procedure smooth, swift, timely, efficient and easy for our Clients. We pride in providing hassle free easy Home Loans