FHA Vs. USDA loan program for Morrison, Whiteside County, Illinois

In 2025, USDA loan limit in Morrison, county of Whiteside, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morrison, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 975-7878 346 miles Lender's profile and map Reviews Infinity Home Lending LLC 555 Friendly Street, Pontiac, MI, 48341 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(502) 805-2554 346 miles Lender's profile and map Reviews My Loansy 10507 Watterson Trail, Louisville, KY, 40299 Let’s be honest. No one is excited about going into debt. However, that doesn’t mean you have to be intimidated by it. Together, we’ll choose the right home loan with the right terms. It isn’t complex, it’s easy. It’s Loansy. At your Service for 17 years. Helping people just like you buy the home of their dreams.
(800) 444-3276 346 miles Lender's profile and map Reviews Farm Credit Mid-America 12501 Lakefront Pl, Jeffersontown, KY, 40299 At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.
(855) 800-7976 346 miles Lender's profile and map Reviews Rural 1st 12501 Lakefront Place, Louisville, KY, 40299 Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
(502) 396-1375 346 miles Lender's profile and map Reviews LIGHTHOUSE MORTGAGE LLC 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299 We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
(502) 432-1808 346 miles Lender's profile and map Reviews Robinson Mortgage Group LLC 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299 Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
(502) 968-3681 346 miles Lender's profile and map Reviews Park Community Credit Union 2515 Blankenbaker Pkwy., Louisville, KY, 40299 Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
(502) 491-4008 346 miles Lender's profile and map Reviews Metro Mortgage Lending, Inc 2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(502) 213-7433 346 miles Lender's profile and map Reviews Countryside Mortgage 11420 Bluegrass Pkwy, Louisville, KY, 40299 Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
(855) 642-2651 346 miles Lender's profile and map Reviews Mi Bank 3707 W Maple, Bloomfield Hills, MI, 48301 At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you. Our success is driven by our bankers
(313) 258-3829 346 miles Lender's profile and map Reviews Lynn Wang Financial LLC 4640 Walnut Lake Road, Bloomfield Hills, MI, 48301 Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.