USDA VS FHA in Morrison, Whiteside County, IL

In 2025, the USDA loan cap in Morrison, situated in the county of Whiteside, IL, stands at $336,500. For a single-family dwelling, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool helps you assess the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to ascertain which program in aligns best with your financial circumstances.

Review loan offers from 100 lenders

2025 loan limits and down payment requirements in Morrison, county of Whiteside, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Morrison, IL

The mission of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and without complications. Choose from three distinct starting paths to discover lenders and specific USDA loan arrangements.

Lendersa USDA loan request and matching results

Defining USDA Loans in IL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is tailored for rural communities. While FHA loans have a minimum down payment requirement of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Tennessee
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  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • TriCities Mortgage Group
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  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
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  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
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  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
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  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
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  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.