USDA Vs. FHA Pro and Con comparison in Morrison, Whiteside County, IL

In 2025, the USDA loan cap in Morrison, situated in the county of Whiteside, IL, stands at $336,500. For a single-family dwelling, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool helps you assess the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to ascertain which program in aligns best with your financial circumstances.

Review loan offers from 100 lenders

2025 loan limits and down payment requirements in Morrison, county of Whiteside, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Morrison, IL

The mission of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and without complications. Choose from three distinct starting paths to discover lenders and specific USDA loan arrangements.

Lendersa USDA loan request and matching results

Defining USDA Loans in IL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is tailored for rural communities. While FHA loans have a minimum down payment requirement of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NW Sunrise Mortgage LLC
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