In the year 2025, the USDA loan limit for Galena located in Jo Daviess county, IL, stands at $336,500. Whereas, the maximum FHA limit for a single-family home in the same area is $472,030.
Apply the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates. This tool is essential in determining your income, credit requirements, reserves, and the documentation needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the optimal program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Galena, County of Jo Daviess, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Galena, IL
The goal of Lendersa® is to ensure you acquire the best USDA or FHA loan quickly and with minimal hassle. Start by selecting one of three approaches, each leading to matching lenders and unlocking potential USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Exclusively available in rural neighborhoods, this loan stands apart from FHA loans, which demand a minimum down payment of 3.5%; USDA loans offer the distinct advantage of requiring no down payment whatsoever.
We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
6349 South Padre Island Dr, Corpus Christi, TX, 78412
Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
CoastLife Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility.
Integrity Mortgage Group (IMG) is a direct mortgage bank with a focus on providing many different mortgage loan options. IMG helps customers find the right solution for their mortgage lending needs. The borrower is our focus, first and foremost, as we provide a means for them to grow and prosper.
"LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
