USDA Loan Vs. FHA loan for Freeport, IL [Stephenson County Rates 2023]

In 2024, USDA loan limit in Freeport, county of Stephenson, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Freeport, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 450-4804 http://www.blueflamecreditunion.org/ 808 miles Lender's profile and map Reviews Blue Flame Credit Union 220 Furr Street, Mobile, AL, 36607 Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
(251) 435-5900 http://www.theinfirmaryfcu.com 808 miles Lender's profile and map Reviews The Infirmary Federal Credit Union 130 Mobile Infirmary Blvd, Mobile, AL, 36607 The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
(973) 589-7199 https://www.newarkfiremenfcu.org/ 808 miles Lender's profile and map Reviews Newark Firemen Federal Credit Union 106 Fleming Avenue, Newark, NJ, 07105 NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
(973) 344-4000 http://www.afmlending.com/ 808 miles Lender's profile and map Reviews American Fidelity Mortgage, LLC 146 Delancy st, Newark, NJ, 07105 At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
(973) 276-1226 https://www.amsmtg.com/ 808 miles Lender's profile and map Reviews AMS Mortgage Services Inc. 375 Chestnut St 3C, Newark, NJ, 07105 AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
(302) 535-7327 https://whitecapmortgage.com/ 808 miles Lender's profile and map Reviews WHITECAP MORTGAGE LLC 39682 Sunrise Ct, Bethany Beach, DE, 19930 Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
(334) 886-2367 https://friendbank.net// 808 miles Lender's profile and map Reviews Friend Bank 220 East Lawrence Harris Highway, Slocomb, AL, 36375 Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
(518) 730-3000 http://www.pioneerny.com/ 808 miles Lender's profile and map Reviews Pioneer Bank 652 Albany Shaker Road, Albany, NY, 12211 Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
(732) 298-6318 http://bluerockmortgage.com 808 miles Lender's profile and map Reviews BLUEROCK MORTGAGE, L.L.C. 1120 Campus Drive W., MORGANVILLE, NJ, 7751 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(201) 746-6800 http://pinehillmortgage.com/ 808 miles Lender's profile and map Reviews PINE HILL MORTGAGE GROUP, INC. 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677 Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
(912) 764-9846 http://www.corecu.org 808 miles Lender's profile and map Reviews CORE Credit Union 1099 Bermuda Run Rd., Statesboro, GA, 30458 CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.