USDA VS FHA in Kewanee, Henry County, IL

In 2026, the USDA loan limit in Kewanee, situated in the county of Henry, IL, is $336,500, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and ascertain the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial circumstances in .

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2026 loan limits and down payment requirements in Kewanee, county of Henry, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Kewanee, IL

The objective of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Start by choosing one of three pathways that connect you with lenders and USDA loan programs.

Results from Lendersa's USDA loan request and matching

USDA Loan in IL Explained

A USDA home loan is a government-guaranteed mortgage backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kewanee Lenders

  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Lends in Illinois
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • Lends in Illinois
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.

  • Anderson State Bank
  • 111 West Highway Street, Oneida, IL, 61467
  • Lends in Illinois
  • Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank.

    Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria

  • Farmers State Bank of Western Illinois
  • 124 West D Street, Alpha, IL, 61413
  • Lends in Illinois
  • The Farmers State Bank of Western Illinois has been a financial partner with area communities since its original charter as the Farmers State Bank of Alpha on January 22, 1910 We are committed to helping customers achieve financial success through the delivery of quality products and superior customer service

  • BankOrion
  • 1114 Fourth Street, Orion, IL, 61273
  • Lends in Illinois
  • We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.

  • Princeville State Bank
  • 142 E. Main Street, Princeville, IL, 61559
  • Lends in Illinois
  • We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.

  • 1st Community Bank
  • 407 Third Street, Sherrard, IL, 61281
  • Lends in Illinois
  • 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois.
    Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information

  • Galesburg Burlington Credit Union
  • 476 E South Street, Galesburg, IL, 61401
  • Lends in Illinois
  • Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Lends in Illinois
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,