USDA and FHA Pro and Con in Kewanee, Henry County, IL

In 2025, the USDA loan limit in Kewanee, situated in the county of Henry, IL, is $336,500, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and ascertain the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your specific financial circumstances in .

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2025 loan limits and down payment requirements in Kewanee, county of Henry, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Kewanee, IL

The objective of Lendersa® is to promptly secure you the best USDA or FHA loan with ease. Start by choosing one of three pathways that connect you with lenders and USDA loan programs.

Results from Lendersa's USDA loan request and matching

USDA Loan in IL Explained

A USDA home loan is a government-guaranteed mortgage backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green Mortgage Corp
  • 1007 Curtiss St, Suite 8, Downers Grove, IL, 60515
  • Green Mortgage Corp We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards. Our team is large enough to deliver professional grade, durable solutions.
  • Neighborhood Loans, Inc.
  • 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
  • "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982 At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
  • Kahoka State Bank
  • 201 West Commercial Street, Kahoka, MO, 63445
  • Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • Peoples Bank of Wyaconda, Missouri
  • 310 South Johnson, Kahoka, MO, 63445
  • Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.