USDA Loan Vs. FHA loan for Germantown-Hills, IL [ best of 2023]

In 2025, USDA loan limit in Germantown-Hills, county of Woodford, IL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Germantown-Hills, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 831-0534 327 miles Lender's profile and map Reviews Educational Community Credit Union 1221 East Grand Street, Springfield, MO, 65804 Since 1938, Educational Community Credit Union (ECCU) has been helping members build long-term financial security. That is why the foundation of the credit union philosophy is "people helping people Educational Community Credit Union (ECCU) has been helping members build long-term financial security.
(417) 882-8111 327 miles Lender's profile and map Reviews Springfield First Community Bank 2006 S. Glenstone Avenue, Springfield, MO, 65804 Springfield First Community Bank (SFC Bank) is a local full-service bank, which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. SFC is dedicated to meeting the financial needs of the surrounding community and exceeding expectations of customers.
(417) 882-1400 327 miles Lender's profile and map Reviews State Bank of Southwest Missouri 3310 E. Sunshine, Springfield, MO, 65804 At State Bank, we're proud of our history...but we don't rest on it. We were founded by local businessmen with a single, clear mission: Provide our customers with the best, most individualized service possible, always keeping the customer's best interest in mind. We are truly a local bank, focused on providing unparalleled service.
(417) 887-9595 327 miles Lender's profile and map Reviews Farris Mortgage 2412 East Madrid, Springfield, MO, 65804 Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
(417) 840-2577 327 miles Lender's profile and map Reviews BancorpSouth Mortgage 3211 E Battlefield St, Springfield, MO, 65804 BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
(417) 860-0931 327 miles Lender's profile and map Reviews Jill Satterfield - Gershman Mortgage 1557 East Primrose Street, Suite B100, Springfield, MO, 65804 Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
(417) 886-5355 327 miles Lender's profile and map Reviews TelComm Credit Union 2155 E. Sunshine Street, Springfield, MO, 65804 TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
(877) 380-2639 327 miles Lender's profile and map Reviews America's Loan Company 127 E. Main Street, West Jefferson, OH, 43162 We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
(989) 695-5551 327 miles Lender's profile and map Reviews Freeland State Bank 185 E. Washington Street, Freeland, MI, 48623 Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled). we're proud to be your hometown, independent bank.
(731) 352-2262 327 miles Lender's profile and map Reviews McKenzie Banking Company / Foundation Bank 676 Main Street N, Mc Kenzie, TN, 38201 MBC/Foundation Bank desires to foster a financial community where needs are met, relationships are built and loyalty is earned. We exist as a tool to invest in those things that will outlive us. We are a Family-Owned, Relationship-Building, Service-Oriented, Forward-Thinking Financial Solutions Provider.
(731) 352-4660 327 miles Lender's profile and map Reviews Traditional Home Mortgage, Inc 16204 Highland Drive, Mc Kenzie, TN, 38201 Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.