USDA VS FHA in Metamora, Woodford County, IL

In 2025, the USDA loan limit in Metamora, within Woodford county, IL, reaches $336,500, while the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, as well as determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.

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2025 Loan Thresholds and Down Payment Requirements in Metamora, Woodford County, IL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Metamora, IL

The mission of Lendersa® is to connect you with the best USDA or FHA loan quickly and without complication. Select one of three starting points to find lenders and USDA loan programs that match your needs.

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Understanding USDA Loans in IL

A USDA home loan, also termed as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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