USDA Vs. FHA your options comparison in Metamora, Woodford County, IL
In 2025, the USDA loan limit in Metamora, within Woodford county, IL, reaches $336,500, while the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, as well as determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.
2025 Loan Thresholds and Down Payment Requirements in Metamora, Woodford County, IL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Metamora, IL
The mission of Lendersa® is to connect you with the best USDA or FHA loan quickly and without complication. Select one of three starting points to find lenders and USDA loan programs that match your needs.
A USDA home loan, also termed as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
Ohmstar Home Lending, LLC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Blue Dolphin Capital is a mortgage brokerage that specializes in residential and commercial loans. As a company, we understand the benefits of new technology and work closely with some of the most innovative lenders in the industry, to provide an array of loan programs that can best suit our clients. As a leader
Pinellas Federal Credit Union is committed to our mission of delivering quality personalized service to our members & communities through: Ensuring professionalism and integrity; Providing members with a safe and sound financial organization; Leveraging innovation to promote membership growth; and Developing an engaged and knowledgeable workforce.
