USDA VS FHA in Metamora, Woodford County, IL

In 2025, USDA loan limit in Metamora, county of Woodford, IL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Metamora, county of Woodford, IL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Metamora, IL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Illinois?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CoVantage Credit Union
  • PO Box 107, Antigo, WI, 54409
  • CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
  • RiverHills Bank
  • 553 Chamber Dr, Milford, OH, 45150
  • RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
  • Christian Family Credit Union
  • 410 Chamber Drive, Milford, OH, 45150
  • When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.
  • Community Bank Owatonna
  • 640 Bridge Street, Owatonna, MN, 55060
  • Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals. Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
  • Royal Credit Union
  • 200 Riverfront Terrace, Eau Claire, WI, 54703
  • Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family.
  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.